Senior Director, FP&A - Retail Finance

About the role

We’re looking for a Senior Director, Financial Planning & Analysis to lead FP&A for Purchasing Power at a pivotal moment for the business. This is a build-and-transform role for a retail-savvy, AI-forward finance leader who can modernize how the business plans, forecasts, and makes decisions while partnering closely with senior leadership.

What You'll Work On

• Lead financial planning, forecasting, and budgeting with a strong emphasis on operational alignment and execution
• Serve as the financial partner to leaders across merchandising, operations, technology, and servicing, providing real-time insight and decision support
• Drive visibility into unit economics, customer and cohort behavior, margins, and operational KPIs, and translate insights into actions that improve performance
• Build and modernize forecasting models, operational reporting, and dashboards tied directly to business drivers
• Lead adoption of AI and automation across FP&A to streamline recurring work, surface trends, pressure-test assumptions, and create capacity for higher-value analysis
• Set the vision for an AI-forward finance function by identifying high-value use cases, evaluating tools, and establishing practical, responsible workflows
• Support scenario planning and investment analysis to help leaders weigh trade-offs and prioritize initiatives
• Partner with Accounting and central PROG finance teams to ensure accuracy and alignment of financial data and reporting
• Build scalable, right-sized processes for a growing business, balancing structure with agility
• Lead, mentor, and develop a high-performing FP&A team, fostering accountability, curiosity, continuous improvement, and thoughtful adoption of new tools

What You Bring

• 10+ years of progressive experience in FP&A, operational finance, or related roles, including leading and developing teams
• Proven retail experience is required. Candidates should bring a strong understanding of unit economics, gross margin management, merchandising and assortment strategy, promotional planning, and customer cohort performance.
• Proven ability to partner closely with business leaders and influence operational decisions
• Strong financial modeling, forecasting, and analytical capabilities, with the ability to connect financial outcomes to operational drivers and strategy
• Excellent communication skills with the ability to translate complex data into clear, executive-ready insight
• Comfort operating in high-growth, mid-sized, or dynamic environments with a hands-on, roll-up-your-sleeves mindset
• Bachelor’s degree in Finance, Accounting, Economics, or a related field; MBA or professional certification such as CPA or CFA preferred
• Experience with ERP systems such as Oracle or Workday is important
• Strong Excel and PowerPoint skills; familiarity with data tools such as SQL, Tableau, Power BI, or Snowflake highly valued

Preferred Qualifications

• Hands-on, practical use of AI or large-language-model tools such as Claude, ChatGPT, or Copilot to accelerate finance and analytical work
• Experience piloting or deploying AI- or automation-enabled forecasting, variance analysis, or reporting workflows
• A clear point of view on how AI is reshaping the finance function, with a track record of leading adoption by example
• Comfort evaluating tools and designing practical, responsible AI workflows a team can rely on

Why This Role Is Unique

• You’ll make a direct and visible impact within a nimble, growing business with close partnership across senior leadership
• You’ll help modernize how the business plans, forecasts, and makes decisions using stronger data, clearer reporting, and practical AI-enabled workflows
• You’ll have real opportunity to shape strategy, influence outcomes, and build a scalable FP&A function for the future
• We are a people-first, data-driven fintech focused on enabling access and financial flexibility for our customers

Benefits

• Comprehensive benefits: medical, dental, vision, company-paid Basic Life/AD&D
• 401(k) Retirement Plan
• Paid Time Off
• Career Development
• Employee Purchase Program