Senior Director Community Finance - Underwriting & Portfolio Management
Overview
The Underwriting, Portfolio & Loan Management (UWPLM) team is an integral part of Community Finance that is responsible for the risk assessment, evaluation, management, and administration of individual loans and investments and the entire portfolio. The team underwrites new affordable housing transactions, manages and administers the portfolio of debt and equity exposure, and ensures a scalable and well-managed business. The team endeavors to create an environment that supports efficient and impactful risk management.
Primary Responsibilities
Provide strategic direction and oversight for underwriting and portfolio management.
Lead the analysis, assessment, and mitigation of risk at the portfolio, fund, and individual facility level for both debt and equity transactions.
Lead credit and investment approvals, ensuring alignment with Capital One’s risk appetite and regulatory requirements.
Oversee pipeline evaluation analytics to enable efficient closing, initial funding, and post-closing servicing in collaboration with Originations and Loan/Equity Administration leaders.
Manage and conduct periodic portfolio and industry reviews to forecast and identify emerging themes, risks, and issues across Underwriting, Portfolio Management, Booking, and Servicing.
Develop and maintain relationships with syndicators, developers, investors, and government agencies.
Drive innovation and process improvements in underwriting, risk management, and portfolio management.
Hire, lead, and mentor a high-performing team, fostering a culture of professional development, innovation, and operational efficiency.
Partner with horizontal leadership to educate and develop associates on evolving market trends. Serve as a thought leader and brand ambassador for Capital One Community Finance at external panels, conferences, and industry convenings.
Basic Qualifications
- Bachelor’s degree or military experience
- At least 12 years of experience in underwriting, asset management, portfolio management or any combination of the three in the field of affordable housing or commercial real estate
- Master’s degree in Finance, Real Estate, or a related field
- Extensive experience in construction lending, LIHTC investment, syndication, or asset management
Preferred Qualifications
- 7+ years of people leadership experience
- Proven ability to lead teams and complex problem solving skills
Minimum and Maximum Full-Time Annual Salaries
- Charlotte, NC: $245,100 - $279,800 for Agency UW & PM VCandidates hired to work in other locations will be subject to the pay range associated with that location, and the actual annualized salary amount offered to any candidate at the time of hire will be reflected solely in the candidate’s offer letter.
Benefits
Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being. Learn more at the Capital One Careers website.
Equal Opportunity Employer
Capital One is an equal opportunity employer (EOE, including disability/vet) committed to non-discrimination in compliance with applicable federal, state, and local laws. Capital One promotes a drug-free workplace. Capital One will consider for employment qualified applicants with a criminal history in a manner consistent with the requirements of applicable laws regarding criminal background inquiries, including, to the extent applicable, Article 23-A of the New York Correction Law; San Francisco, California Police Code Article 49, Sections 4901-4920; New York City’s Fair Chance Act; Philadelphia’s Fair Criminal Records Screening Act; and other applicable federal, state, and local laws and regulations regarding criminal background inquiries.
Contact Information
If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at 1-800-304-9102 or via email at RecruitingAccommodation@capitalone.com. All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.