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Jobs · Finance · Virginia

Senior Director, Commercial Risk Review

Capital One · Richmond, VA · 1 wk ago
Finance$245k–$280k/yrFull-time

About the role

Capital One’s Credit Review organization is a third line of defense function that provides an independent assessment of the Company’s credit quality, key and emerging risks, and credit process execution to the Risk Committee of the Board of Directors and other stakeholders. Commercial Credit Review is seeking a Senior Director who will lead a team of reviewers responsible for providing an independent assessment of assigned portfolios.

Responsibilities

  • Leading and coaching a team of senior credit reviewers in providing assurance coverage of individual portfolios within the Commercial Bank

  • Overseeing the comprehensive review and continuous monitoring execution of reviewable entities and key risk areas, including:

    • Analyzing portfolio composition to identify risks and provide an opinion on portfolio quality

    • Facilitating the identification of gaps in policy, processes, and risk rating models

    • Identifying key and emerging risks

    • Reviewing transactional testing to assess the appropriateness of client selection, quality of underwriting, effectiveness of borrower monitoring and accuracy of risk ratings

    • Providing supervisory oversight to Targeted Reviews

    • Overseeing the completion of quarterly Business Assessment Reports

  • Communicating results to executive level management, regulators and stakeholders

  • Building and maintaining effective working relationships across all three lines of defense

  • Acting as an approachable advisor to business heads and key lenders by developing continuous and effective communication channels for all stakeholders. Providing business leadership and partnering skills to help drive the organization towards critical decisions and deliverable results. Having a strategic voice for the overall Commercial Credit Review function

  • Part of the extended leadership team for the entire Credit Review organization

  • Supporting the development of the Credit Review Annual Plan and quarterly plans

  • Continuously reviewing and improving the credit review process, identifying opportunities to streamline existing operations and enhance efficiency

  • Ensuring the team follows Credit Review guidelines, policies and best practices

  • Conducting talent management, including completion of performance reviews, setting clear goals and development of team members

Qualifications

  • Bachelor’s degree or military experience

  • At least 10 years of transactional credit experience in underwriting, workout, risk management, credit review or regulatory

  • Master’s degree preferred

  • Certified Financial Analyst (CFA) OR Certified Public Accountant (CPA) preferred

Pay

  • Charlotte, NC: $245,100 - $279,800 for Sr. Director, Credit Review

  • Chicago, IL: $245,100 - $279,800 for Sr. Director, Credit Review

  • Mclean, VA: $269,600 - $307,700 for Sr. Director, Credit Review

  • New York, NY: $294,100 - $335,700 for Sr. Director, Credit Review

  • Plano, TX: $245,100 - $279,800 for Sr. Director, Credit Review

  • Richmond, VA: $245,100 - $279,800 for Sr. Director, Credit Review

  • Riverwoods, IL: $245,100 - $279,800 for Sr. Director, Credit Review

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