Senior Deposit Analyst

About the role

The Senior Deposit Analyst at FourLeaf Federal Credit Union leverages advanced analytics and strategic insights to support deposit growth and product performance objectives. This role involves evaluating financial and operational performance, ensuring regulatory compliance, and leading initiatives that improve product strategy, sales reporting, and operational efficiency.

Responsibilities

• Data Analysis & Reporting
• Lead complex analyses using internal performance data, member behavior patterns, competitive pricing, and market funding trends to identify risks, opportunities, and strategic implications.
• Organize and interpret deposit-related data, including internal performance metrics, competitor pricing, and market funding sources, to produce actionable reports and respond to leadership inquiries.
• Create scalable reporting tools for Retail, Business Banking, and FourLeaf Financial Group (FFG), ensuring stakeholders have timely visibility into performance.
• Synthesize analysis into actionable insights and recommendations, presenting findings clearly to senior leadership and cross-functional partners.
• Product Development & Strategy
• Partner with the Senior Manager Deposit Products to shape deposit product strategy through advanced modeling, profitability analysis, scenario forecasting, and risk evaluation.
• Provide recommendations to optimize product performance, enhance the member experience, and drive measurable growth across business lines.
• Conduct advanced analysis on product or program changes, including financial modeling, risk assessments, and member impact evaluations.
• Monitor product compliance with regulatory requirements, internal policies, and industry standards; escalate issues and recommend corrective actions as needed.
• Support internal and external audits, regulatory reviews, and risk assessments related to deposit products and processes.
• Sales & Marketing Collaboration
• Consult with Marketing and Sales teams on deposit campaigns, providing data-driven insights to shape targeting, messaging, and expected outcomes.
• Develop performance measurement frameworks for incentive programs, promotions, and marketing initiatives; recommend enhancements based on analytical trends and results.
• Create product education materials, reporting tools, and guidance that enhance frontline understanding and improve product positioning.
• Special Projects
• Lead or co-lead strategic projects related to deposit growth, operational improvements, sales reporting, and product innovation.
• Represent the Deposit Products team in strategic discussions, presenting analysis, recommendations, and business implications.

Requirements

• Bachelor's Degree preferred in Finance, Economics, Business Administration, Data Analytics, or a related field.
• 7+ years of experience in financial services, banking, or a related field, with a focus on deposit products, financial analysis, or product management.
• Demonstrated experience with financial modeling/scenario evaluation, banking regulations, audit processes, risk management practices, project management, and presenting to senior leaders is strongly preferred.
• Computer Skills: Excel (Advanced Spreadsheet Analysis), PowerPoint, Word, Teams, Outlook.

Qualifications

• Strong analytical acumen, cross-functional leadership, and the ability to translate complex data into actionable recommendations.
• Subject-matter expertise on deposit analytics, ensuring data methodologies are robust, accurate, and repeatable.
• Experience with advanced analysis on product or program changes, including financial modeling, risk assessments, and member impact evaluations.
• Knowledge of banking regulations, internal policies, and industry standards.
• Ability to monitor product compliance and escalate issues as needed.
• Experience with internal and external audits, regulatory reviews, and risk assessments related to deposit products and processes.
• Ability to present analysis, recommendations, and business implications to senior leadership and cross-functional partners.

Skills

• Advanced Excel skills for data analysis and reporting.
• PowerPoint and Word proficiency for creating presentations and documents.
• Outlook for managing communication and scheduling.
• Project management skills for leading or co-leading strategic projects.
• Excellent communication and collaboration skills for working with cross-functional teams.

Benefits

FourLeaf Federal Credit Union offers a comprehensive benefits package, including:

• Medical, dental, and vision coverage
• Life and disability insurance
• Voluntary benefit programs
• A 401(k) plan with employer match
• Reimbursement and wellness programs
• An annual performance-based bonus

Pay

The estimated salary for this role is $35.92 to $43.11 per hour.

Schedule

This position is open to flexible work options including a remote setup.