Senior Credit Risk Analyst - Fintech

Responsibilities

• Develop, implement and manage credit risk management strategies across customer targeting, underwriting, portfolio management, collections and drive overall card profitability
• Leverage cashflow analyses and other business data of Intuit’s QuickBooks customers to enhance underwriting and overall risk management
• Develop A/B tests to help understand credit risk/return tradeoffs using hypothesis testing frameworks
• Establish monitoring frameworks and reporting on key performance indicators
• Partner with the Data Sciences team to develop and maintain models that predict multiple customer behaviors including default risk, utilization and profitability
• Partner with Product, Engineering, Compliance, Marketing, Operations, Capital Markets and other functions to implement and monitor credit strategy changes
• Proactively contribute innovative concepts for the creation of new financing products at Intuit

Qualifications

• Bachelor’s degree in Business, Finance, Economics, Mathematics, Engineering or other quantitative disciplines
• Minimum 6 years of experience in credit risk analytics and risk management, with some people management experience
• Familiarity with risk scoring and modeling techniques including regression modeling, multivariate analyses and machine learning
• Deep understanding of credit data including bureau attributes, risk scores, cash flow attributes and alternate data sources
• Excellent analytical and problem-solving skills with a proven track record of converting analysis insights into business recommendations
• Exceptional verbal and written communication skills to effectively communicate complex ideas and influence senior audiences in decision making
• Proficiency with analytical packages and tools such as SQL, SAS, Python, R and Tableau