Senior Credit Review Auditor

Essential Functions

• Ensure document and data integrity
• Manage personal workload/workflow
• Identify and resolve problems/issues
• Detect common themes & emerging risks
• Evaluate effectiveness of credit policies and procedures, identify weaknesses, provide suggestions for strengthening
• Knowledge of Credit360/BancAudit/Nautilus/CBS/Data Analysis Tool/Audit Management Software
• Keep track of and update schedule of whereabouts during audits
• Meet departmental continuing education requirements
• Be familiar with Northwest documentation/processes/procedures
• Research/interpret relevance of specific regulations/current literature
• Assist in developing the scope, audit objectives, and audit program based on assessed risk of business unit/subject matter
• Absorb and understand the scope of the audit
• Assist in determining staffing requirements for Audit
• Oversee/collect specific samples/data
• Oversee/record detailed information/data from samples
• Oversee/compile working papers as appropriate
• Summarize results/findings
• Analyze results as related to Northwest
• Prepare meeting materials (soft, and final exits)
• Present relevant findings appropriately to department manager and auditors
• Produce various audit reports/management letters/credit reports
• Appraise adequacy of the corrective action taken to improve deficient conditions
• Work with relevant personnel during the audit process

Additional Essential Functions

• Ensure compliance with Northwest’s policies and procedures, and Federal/State regulations
• Navigate Microsoft Office Software, computer applications, and software specific to the department in order to maximize technology tools and gain efficiency
• Work as part of a team
• Work with on-site equipment

Qualifications

• To perform this job successfully, an individual must be able to perform each essential function satisfactorily.
• The requirements listed below are representative of the knowledge, skill, and/or ability required.
• Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
• Education: Bachelor's Degree in Accounting, Finance, or Business Administration
• Work Experience: 5 - 6 years Credit review/business related experience
• And 3 - 5 years Bank auditing experience
• And 3 - 5 years General business-related experience
• General Employee Knowledge, Skills, And Abilities: Ability to establish effective working relationships among team members and participate in solving problems and making decisions
• Ability to present and express ideas and information clearly and concisely in a manner appropriate to the audience, whether oral or written
• Ability to actively listen to what others are saying to achieve understanding, sharing information with others and facilitating the open exchange of ideas and information
• Ability to establish courses of action for self to accomplish specific goals, develop and use tracking systems for monitoring own work progress, and effectively use resources such as time and information
• Ability to make right decisions based on perceptive and analytical processes, practicing good judgment in gray areas
• Additional Knowledge, Skills And Abilities: Ability to apply advanced financial analysis techniques
• Ability to interpret data and statistics
• Proven analytical skills