Senior Credit Officer, Team Head – Real Assets

About the Role

The Real Assets Team Head is responsible for overseeing all credit risks originated and managed in the Real Assets scope for the SG Americas perimeter, managing a team of Senior Credit Officers that review and monitor the credit risk on a broad range of counterparties and products. The scope includes Energy, Infrastructure, Data Centers, Trade Commodity Finance, and Real Estate. The role involves both vanilla and highly structured project or asset-based financing across trading and lending activities, and is actively involved in setting the risk appetite for the institution, defining and adhering to appropriate standards for the approval and management of credit risk.

Responsibilities

• Supervisory responsibility for the Real Assets team including recruitment, training, and day-to-day management of team members.
• Ensure that credit risks originated and managed by the Real Assets team are properly assessed, measured, and managed at origination and as part of an ongoing monitoring framework.
• Contribute to the definition of the Bank’s credit policy guidelines and overall risk appetite.
• Identify and understand emerging risks in partnership with the business to ensure these risks are well understood and adequately mitigated.
• Remain aware of the regulatory environment, its developments, and application with ongoing contribution to related regional governance including policies and procedures.
• Ensure that the team understands and complies with applicable policies and procedures.
• Participate in various projects to enhance governance and comply with evolving regulatory requirements.
• Participate in New Product Committees to understand new business initiatives and ensure all relevant credit risks have been identified and necessary governance is in place.
• Foster a strong partnership with the business.

Requirements

• 15+ years with management experience within the Real Asset Scope (project finance and asset-based finance).
• 8+ years of managerial experience of 4+ people.
• Broad knowledge of risks impacting the Energy, Infrastructure (including data centers), Trade Commodity Finance, and Real Estate sectors with specific expertise in credit risk as it relates to these sectors.
• Current knowledge of US markets and regulatory practices.
• Strong analytical and credit judgment skills with a proven ability to understand complex transactions/processes.
• Demonstrated problem-solving ability and capacity to work autonomously.
• Strong ability to manage multiple projects and issues simultaneously.
• Strong collaboration skills both across the RISQ division and with other partners such as business lines, legal, and compliance teams.
• Results-focused, responsive, with strong strategic capabilities in terms of decision-making and risk assessment.
• Good English language writing skills; working knowledge of French is a plus.
• Ability to work under pressure and meet tight deadlines.
• Effective management of priorities.
• Promoting innovation and creativity.
• Business insight.

Benefits

• Competitive benefits package including 401(k) plan with company match.
• Medical, dental, and vision benefits.
• Benefits for fertility, wellness, student loans, and commuters.
• Eligibility for an annual discretionary bonus.