Senior Compliance Analyst - Marketing

About The Role

We’re looking for a Senior Compliance Analyst to join our Marketing Compliance team at Cleo. This role sits within our Legal & Compliance function and works hand-in-hand with Cleo’s marketing org. You’ll be embedded in the day-to-day flow of campaigns. This isn’t a back-office role. Your decisions directly affect what goes live. You’ll report to our Marketing Compliance Manager and be a core part of a team that takes compliance seriously at the leadership level.

We’re also actively exploring AI-assisted tooling, and you’ll have real ownership in shaping how that evolves.

Key Responsibilities

• Review and approve marketing assets across channels flagging regulatory issues and suggesting compliant alternatives in a clear, actionable way.
• Manage ticket queue, coordinating with marketing teams on revisions and timelines to keep campaigns moving.
• Advise in real time on disclaimer requirements, claim substantiation, and regulatory guardrails across both US (FTC, CFPB, UDAAP) and UK (FCA, Consumer Duty) frameworks.
• Monitor regulatory developments in the US and UK that may affect live or upcoming campaigns, and flag material changes to the team proactively.
• Develop and maintain internal guidance documents and the disclaimer library.
• Attend and contribute to weekly syncs and serve as a key compliance point of contact.
• Support the compliance review process for major product launches and campaigns from brief to go-live.
• Identify and help implement AI-assisted process improvements that reduce review cycle time or increase clarity for marketing partners.

What We’re Looking For

• You have at least 2 years of experience reviewing or approving marketing or advertising materials in a compliance, legal, or regulatory role within financial services — fintech, consumer banking, payments, or lending.
• You have working knowledge of FTC advertising standards and CFPB/UDAAP requirements; familiarity with UK FCA rules and Consumer Duty principles is a strong plus.
• You’re comfortable working across a high volume of varied assets with speed and precision.
• You have sharp instincts for identifying regulatory red flags and can articulate your reasoning clearly to non-compliance stakeholders.
• You’re organised and ownership-oriented. You’re energised by a fast-moving environment and comfortable operating with some ambiguity.
• You’re genuinely curious about how AI tooling can change the way compliance teams operate and excited to be part of shaping that.

What Do You Get For All Your Hard Work?

• A competitive compensation package (base + equity) with annual reviews, aligned to our quarterly OKR planning cycles.
• Work at one of the fastest-growing tech startups, backed by top VC firms, Balderton & EQT Ventures.
• A clear progression plan. We want you to keep growing. That means trying new things, leading others, challenging the status quo and owning your impact. Always with our complete support.
• Flexibility. We can’t fight for the world’s financial health if we’re not healthy ourselves. We work with everyone to make sure they have the balance they need to do their best work.
• Work where you work best. We’re a globally distributed team. Our US team works fully remotely, but we host virtual socials and an annual company offsite in Europe with all expenses paid.
• Company-wide performance reviews three times per year.
• Generous pay increases for high-performing team members.
• Equity top-ups for team members getting promoted.
• 15 days annual leave a year + 5 additional floating flexible days per year + public holidays (+ an additional day for every year you spend at Cleo AI).
• 1 extra day a year to be used for learning and 1 extra day for volunteering.
• 401k matching.
• Medical Insurance, Dental and Vision care.
• Gross annual salary range: United States: $100,000 - $110,000.