Senior Commercial Underwriter

About the role

This position is eligible to work a remote schedule from Arkansas, Missouri, or KC Metro.

Essential Functions

• Selects, grows and maintains a profitable book of business for assigned high-volume territory with a high level of underwriting authority.
• Evaluates highly complex accounts, such as different business operations, multiple lines of business or special pricing requirements, for risk selection and pricing purposes.
• Analyzes exposure, company and branch risk appetite, account premium and loss history, financial data, line(s) of business, price guidance, motor vehicle records, online sources of information, reports from premium audit or risk improvement and other relevant information to underwrite policies.
• Offers appropriate coverage for exposures.
• Maintains proper file documentation in connection with accounts.
• Develops and fosters agency relationships.
• Educates agents on EMC products, underwriting appetite, systems and services.
• Visits agencies to discuss accounts and provide agents with updates at EMC in order to maximize opportunities.
• Serves as a mentor for less experienced underwriters.
• Answers questions, shares recommendations for complex situations, such as difficult accounts, communication strategies or problematic agency relationships and explains the rationale for recommendations.

Education & Experience

• Bachelor's degree, preferably in insurance or business administration.
• Five years of experience in commercial lines underwriting.
• Insurance designations, such as CPCU, preferred.

Knowledge, Skills & Abilities

• Excellent knowledge of underwriting and risk analysis.
• Exceptional problem-solving skills and the ability to make sound decisions.
• Strong customer service skills.
• Strong computer skills, including knowledge of Microsoft Office and social media.
• Able to work on multiple projects while meeting deadlines.
• Excellent written and verbal communication skills, including the ability to speak effectively before groups.
• Strong presentation skills preferred.
• Able to work effectively with others, as well as independently.
• Demonstrated leadership qualities.

Occasional Travel

Occasional travel; a valid driver’s license with an acceptable motor vehicle report per company standards required if traveling.

Hiring Salary Range

The hiring salary range for this position will vary based on geographic location, falling within either of the following:

• $92,670 - $128,045
• $102,443 - $140,845

Benefits

For information relating to the benefits EMC Team Members receive as part of a comprehensive rewards package, please visit www.emcins.com/careers. Our employment practices are in accordance with the laws that prohibit discrimination due to race, color, creed, sex, sexual orientation, gender identity, genetic information, religion, age, national origin or ancestry, physical or mental disability, medical condition, veteran status, active military status, citizenship status, marital status or any other consideration made unlawful by federal, state, or local laws. All of our locations are tobacco free including in company vehicles.