Senior Commercial Relationship Manager

Summary Develops and manages a portfolio of commercial clients, building long-term relationships through business and individual loans to maximize revenue and asset quality. Key responsibilities include maintaining client portfolios, expanding existing relationships, analyzing creditworthiness, and structuring loans to protect the bank's interests. Works closely with management and underwriters to assess financials, prepare opportunity memos, and ensure accurate underwriting, loan terms, and documentation. Acts as a financial advisor, matching client needs with suitable products and services, while monitoring portfolio health and client adherence to covenants. Qualifications include a bachelor’s degree, 6-8 years of experience or equivalent, and proficiency with Microsoft Office tools. Requires strong analytical, communication, and relationship management skills, with a focus on regulatory compliance and credit decision-making.