Senior Commercial Relationship Manager

About the role

At First Financial Bank, relationships are at the heart of everything we do. As a Senior Commercial Relationship Manager, you'll play a key role in serving complex commercial clients while contributing to our legacy of integrity, expertise, and community commitment. This role is ideal for a seasoned banker who thrives on business development, strategic relationship building, and mentoring others.

Responsibilities

• Grow the commercial portfolio: Identify, build, and maintain a robust pipeline of qualified commercial loan prospects and existing client opportunities.
• Deepen client relationships: Serve as the lead relationship manager for a portfolio of complex commercial clients, aligning financial solutions with business goals.
• Structure and analyze deals: Conduct initial credit analysis, assess collateral and cash flow, and partner with Credit and Lending leadership to structure sound loan packages.
• Lead presentations and recommendations: Develop loan term sheets, prepare presentations, and make lending or adverse action recommendations aligned with policy.
• Collaborate across teams: Coordinate with internal departments including Credit, Trust, Retail, and Treasury to ensure integrated support for client needs.
• Mentor and oversee associates: Provide guidance to two or more team members, supporting their development and ensuring quality relationship management.
• Ensure portfolio health: Monitor risk ratings, maintain client files, collect financials, and coordinate with Special Assets on problem loan transitions.
• Engage the community: Represent First Financial Bank in the business community through networking and visibility, supporting regional growth goals.

Requirements

• Bachelor’s degree in Finance, Accounting, Marketing, or related field (required).
• Minimum 10 years of commercial banking experience, including credit analysis and portfolio management.
• Demonstrated success in business development and client relationship management.
• Strong credit and financial acumen; ability to structure complex commercial deals.
• Excellent written, verbal, and interpersonal communication skills.
• Proficiency with Microsoft Office tools (Excel, Word, Outlook).
• Prominent leadership and mentoring abilities.
• Strong organizational and decision-making skills.
• Alignment with FFB values of soundness, growth, value, accountability, and community.
• Ability occasionally to work at various locations within driving distance.
• Ability to review information and details at close range (within a few feet).

Qualifications

• Ability to occasionally travel.
• Valid driver's license and reliable transportation.

Skills

• Commercial banking experience.
• Client relationship management.
• Deal structuring and analysis.
• Collaboration and teamwork.
• Mentoring and leadership.
• Financial analysis and reporting.

Benefits

• Competitive Pay & Benefits: Medical, dental, vision, and employer-paid life and disability insurance.
• Financial Perks: 401(k) match, Employee Stock Ownership Program (ESOP), and banking benefits.
• Work-Life Balance: Paid time off, including 11 Federal Reserve bank holidays.
• Growth Opportunities: Tuition assistance and professional development programs.
• A Supportive Culture: Integrity, collaboration, innovation, and respect are at the heart of what we do.

Pay

Competitive salary commensurate with experience.

Schedule

Full-time, hybrid schedule.