Senior Commercial Banking Relationship Manager

Pay Range

Pay Range: $130,650.00 - $174,169.00

Responsibilities

• Develops a profitable relationship portfolio through New Business Development activities with relationships normally involving large customers with complex borrowing, depository and Trust needs.
• Maintains awareness and adherence to Bank policy as well as all Federal/State regulations affecting commercial lending.
• Maintains and services a loan portfolio including the timely gathering of financial data and keeping contact with customer, properly documenting borrower status through file write-ups.
• Evaluates loan applications by analyzing borrower capacity, financial data, industry trends, collateral position, management ability and then uses personal judgment to determine credit worthiness.
• Assists less experienced loan officers by providing training, advice, and guidance.

Requirements

• Education and Experience: 4 year degree or related experience7-10 years of Commercial Lending experience

Skills and Abilities

• Strong accounting and credit analysis background
• Strong communication skills
• Ability to attain/exceed established business goals
• Strong management and leadership skills
• Ability to use various computer programs and bank accounting system
• Strong oral and written communication skills
• Understanding of economics, general business/commercial finance and accounting
• Legal knowledge of lending practices

Qualifications

Unique Job Characteristics and Requirements: Needs to be a strong negotiator on behalf of the bankTravel less than 50%Driver's License requiredReliable transportation required

Physical Requirements

• Communicate effectively with internal and/or external customers
• Stationary 75% of time or greater
• Move Objects to Maximum 10 lbs

Benefits

• Generous Paid Time Off: At least 22 days annually, prorated in the year of hire.
• Parental Leave: Six weeks of paid leave at 100% of your salary.
• Comprehensive Medical Coverage: Includes employer contributions to HSA for High Deductible Health Plan participants.
• Dental and Vision Coverage: Ensuring your overall health and well-being.
• Flexible Spending Accounts: For healthcare and dependent care expenses.
• Employer-Paid Disability Coverage: Both short-term and long-term, with an option to purchase additional long-term coverage.
• Life Insurance: Employer-paid basic life insurance, with an option to purchase supplemental coverage.
• Voluntary Benefits: Including hospital, accident, and critical illness coverage.
• Retirement Plans: Benefit from a 401(k) plan with employer matching, an optional Roth 401(k), and a pension plan to help secure your future.
• Adoption Assistance: Supporting your growing family.
• Tuition Reimbursement: Invest in your education and career growth.
• Employee Assistance Program (EAP): Access to support and resources.
• Pet Insurance: For all your furry friends.
• Financial and Banking Services: Various banking services benefits and financial planning assistance.