Senior Collateral Analyst

Overview

The Structured/Specialty Finance Senior Collateral Analyst supports portfolio performance by monitoring loans where repayment relies primarily on asset-based cash flows. This is a client-facing position that involves servicing client requests and escalating loan or banking issues as needed.

Responsibilities

• Review and evaluate Borrowing Base Certificates to determine funding availability in accordance with loan documentation, eligibility requirements, and concentration limits
• Process advances and principal paydowns on credit facilities
• Prepare, review, and settle monthly distributions for interest, fees, third parties, and facility deficits
• Review custodian certifications to confirm pledged receivables reconcile to borrowing base reports
• Manage transfers from EWB-controlled accounts in accordance with Deposit Account Control Agreements
• Cook up and settle legal fees, collateral exam fees, and other credit-related expenses
• Maintain reporting and notification processes for syndicated lenders where EWB acts as lead agent
• Track receipt and aging of required monthly, quarterly, and annual financial statements and reports
• Upload received financial reporting and BBCs to shared drives and bank’s imaging systems and update tickler controls
• Investigate customer collection, lockbox, and account activity inquiries
• Absorb and process external audit confirmations
• Create and distribute monthly interest and fee settlement calculations in accordance with loan documents
• Perform ad-hoc analysis and special projects as assigned

Qualifications

• 3–5+ years of experience in Collateral Analysis, Credit Supervision, or Asset-Based / Structured Finance Lending
• Bachelor’s degree in finance, Accounting, Economics, or a related field
• Proficient in Microsoft Excel and the MS Office Suite
• Strong analytical and organizational skills with close attention to detail
• Ability to manage multiple priorities and meet reporting deadlines
• Effective written and verbal communication skills
• Ability to work independently and collaboratively within a team environment

Compensation

The base pay range for this position is USD $20.00/Hr. - USD $43.00/Hr. Exact offers will be determined based on job-related knowledge, skills, experience, and location.