Senior Business Banker

Duties And Responsibilities (including But Not Limited To)

• Primary focus on clients and prospects with annual revenues of $2MM to $20MM with complex deposit, cash management and credit needs.
• Responsible for reaching out to current and prospect customers to retain existing and develop additional accounts with the bank; know features of all bank loan and deposit products sufficiently to determine which products are best fits for current and prospect customer.
• Service existing loan portfolio according to bank policy.
• Manage all aspects of borrowing relationship, loan closings and ongoing customer communication.
• Prepare and document loans in accordance with bank policies and legal and regulatory requirements.
• Fully understand the credit risks Minnwest finds acceptable and be able to select and structure credit so as to conform to those credit risks.
• Meaningfully present reviews to OLC and ELX discussions, able to address questions in loan committees, explain analysis and support findings.
• Maintain working knowledge of legal and regulatory aspects of commercial lending, including the UCC and bankruptcy laws, as well as core client groups and industry trends and developments.

Minimum Requirements

• Bachelor's degree (preferred field of Accounting, Finance, or Business)
• 10+ years commercial lending experience or equivalent combination of education and experience
• Tax credit experience (ex. historic or affordable housing)
• Effective experience in commercial banking that includes selling, credit underwriting, and leading other staff members
• Action oriented: the ability to recognize and act on problems with a sense of urgency and enthusiasm
• Build strong customer relationships and ability to build customer loyalty
• Analyse complex balance sheet, income statement ratios, and cash flow statements
• Sales Prospecting, Planning and Organizational skills

Schedule

Monday – Friday: 8:00 a.m. – 5:00 p.m.

Requires face-to-face interaction and coordination of work with other employees and departments, and in-person interaction. Working at a computer and utilizing a telephone. Occasionally lifting up to 50lbs.

Starting Salary Range

$122,900 - $152,749 annually plus bonus and sale incentive opportunities

Minnwest Benefits

• Comprehensive Medical, Vision and Dental Insurance
• Retirement savings including 401(k) with Employer Match and Employee Stock Ownership Plan (ESOP)
• Paid Holidays and Competitive Paid Vacation Days
• Paid Parental Leave
• Short- and Long-Term Disability
• Life, Critical Illness, and Accidental Insurance
• Tuition Reimbursement and Career Development Opportunities
• Employee Assistance Program (EAP)
• Paid Time Off to volunteer in your community
• Opportunities to connect with others through our diversity and inclusion focused Employee Resource Group

EEO

All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.