Senior Business Analyst - Credit Reporting & Performance
Capital One is seeking a Senior Business Analyst to join the Credit Performance & Reporting team, which provides strategic support and scalable solutions for the Commercial credit risk organization. This role drives credit insight generation, shapes risk appetite, and produces high-impact reporting for executive leadership, serving as a vital link between portfolio analytics and senior decision-makers.
Responsibilities
- Identify business challenges and opportunities for improvement, using analysis to make strategic or tactical recommendations.
- Support step-change improvements in credit performance by connecting drivers of future credit trends to historical behavior, creating risk models, and testing hypotheses using rigorous monitoring and analysis.
- Apply problem frameworks, develop hypotheses, test and analyze data, develop solutions, scope operational feasibility, lead implementation efforts, and create monitoring plans.
- Partner with colleagues across Capital One, including IT, Sales, Operations, and Finance, to drive improvements in quality, volume, service, and profitability.
- Demonstrate strong business judgment, leadership, and integrity with a tenacious, data-driven approach to decision-making.
- Communicate complex credit and market data into actionable intelligence with impeccable written and oral communication skills.
- Drive and execute an agenda in an uncertain and fluid environment, displaying a clear results orientation with an intense focus on achieving both short- and long-term goals.
Requirements
- At least 2 years of professional experience performing analysis.
- Currently has, or is in the process of obtaining, one of the following degrees (to be completed on or before the scheduled start date):
- A Bachelor's Degree in a quantitative field (Business, Finance, Accounting, Statistics, Economics, Operations Research, Analytics, Mathematics, Computer Science, Computer Engineering, Software Engineering, Mechanical Engineering, Information Systems, or a related field).
- A Master's Degree in a quantitative field (Business, Finance, Accounting, Statistics, Economics, Operations Research, Analytics, Mathematics, Computer Science, Computer Engineering, Software Engineering, Mechanical Engineering, Information Systems, or a related field) or an MBA with a quantitative concentration.
Preferred Qualifications
- Master’s Degree in Business or a quantitative field such as Finance, Economics, Physical Sciences, Math, Statistics, or Engineering.
- 1+ years of experience in statistical model building.
- 1+ years of experience in market research.
- 1+ years of experience in SQL querying.
- 2+ years of experience in business analysis.
- 1+ years of experience in consulting.
Pay
The annual full-time salary range for this role in McLean, VA is $111,200 - $126,900. Candidates hired in other locations will be subject to the pay range associated with that location. Part-time salaries will be prorated based on agreed-upon hours. This role is also eligible for performance-based incentive compensation, which may include cash bonuses and/or long-term incentives (LTI).
Benefits
Capital One offers a comprehensive, competitive, and inclusive set of health, financial, and other benefits to support total well-being. Eligibility varies based on full- or part-time status, exempt or non-exempt status, and management level. Learn more at the Capital One Careers website.