Senior Business Analyst, Credit Loss Forecasting

About the role

As a Senior Business Analyst in Liquidity Market Capital Risk Oversight (LMCRO), you will apply your strategic and analytical skills to review and challenge the credit loss forecasts for our various lines of business that inform the Company’s quarterly allowance and annual stress testing estimates. You will work in a collaborative environment that values insight, encourages new responsibility, promotes continuous learning, and rewards innovation.

Responsibilities

• Analysis: Identify explicit and implicit assumptions, limitations and weaknesses of credit loss estimation frameworks and raise conceptual or tactical challenges to pressure test the appropriateness of the loss projections.
• Managing Credit Risk: Support step‑change improvements in credit loss estimation frameworks by connecting drivers of future consumer credit trends to historical behavior, creating risk models, and testing hypotheses using rigorous monitoring and analysis.
• Execution: Develop, enhance and implement sustainable processes to identify, communicate, and document challenges to the loss estimation approaches and their resolution.
• Partnership: Work closely with colleagues across Capital One Credit Risk Management, Finance and other teams to drive effective oversight of loss forecasts.
• Strategic & analytic orientation: Apply strong quantitative and conceptual thinking to solve problems based on analytics.
• Judgment, leadership and integrity: Prioritize competing priorities with a diligent, empathetic approach to oversight.
• Communication: Provide clear written and oral communication, strategic influencing, and negotiation to drive agreement.
• Results orientation: Focus on achieving short‑ and long‑term goals and execute agendas in uncertain, fluid environments.
• Thrive in fast‑paced, dynamic settings.

Basic Qualifications

• At least 2 years of professional experience performing analysis.
• Bachelor’s or Master’s degree (or MBA with quantitative concentration) in a quantitative field such as Business, Finance, Accounting, Statistics, Economics, Operations Research, Analytics, Mathematics, Computer Science, Computer Engineering, Software Engineering, Mechanical Engineering, Information Systems, or a related quantitative discipline, with the degree to be obtained on or before the start date.

Preferred Qualifications

• Master’s degree in Business or a quantitative field (Finance, Economics, Physical Sciences, Math, Statistics, Engineering).
• 1+ years of experience in statistical model building.
• 1+ years of experience in market research.
• 1+ years of experience in SQL querying.
• 2+ years of experience in business analysis.
• 1+ years of experience in consulting.

Pay

McLean, VA: $111,200 – $126,900 annual base salary for Senior Business Analyst. Candidates in other locations will receive the pay range for that location. This role is also eligible for performance‑based incentive compensation, which may include cash bonuses and/or long‑term incentives.

Benefits

Capital One offers a comprehensive, competitive, and inclusive set of health, financial, and other benefits that support total well‑being. Eligibility varies based on full‑ or part‑time status, exempt or non‑exempt status, and management level.