Senior Bank Credit Management and Reporting

About the role

This role is responsible for developing and maintaining bank reporting and ad hoc analysis, queries, and reports related to credit management for the bank. It produces monthly, quarterly, and annual reporting for bank and enterprise leadership, bank and credit committees, and the bank’s board of directors. The position also includes ongoing credit trend analysis, performance reporting, risk assessment trending and monitoring, and other ad-hoc analysis as needed.

Responsibilities

• Manipulate large data sets into clear and readable formats and presentations using tools such as SQL, SAS, Dataiku, Excel, and business intelligence platforms like MicroStrategy or Tableau (30%).
• Independently analyze data output to develop trend reporting at the bank, portfolio, and client level for various constituents and stakeholders (30%).
• Ensure bank and transaction testing data and reporting are accurate and timely on a scheduled cadence (20%).
• Advise and lead the team on bank-level credit trend reporting, monitoring, and analysis (20%).

Minimum Qualifications

• High School Diploma or GED
• 5–8 years of experience with SQL and SAS, including complex data analysis, data manipulation, and report creation

Preferred Qualifications

• Experience creating and maintaining complex data queries using SQL or SAS
• Banking and credit card portfolio knowledge and understanding of credit card operations

Skills

• Banking Industry
• Consumer Credit Risk
• Data Analysis
• Data Reporting
• Microsoft Excel
• Statistical Analysis Systems (SAS) Programming
• Structured Query Language (SQL)

Pay

$81,100 – $129,800 (full range). State-specific ranges:

• California: $93,300 – $162,300
• Colorado: $81,100 – $142,800
• New York: $89,200 – $162,300
• Washington: $89,200 – $149,300
• Maryland: $89,200 – $142,800
• Washington, DC: $93,300 – $149,300
• Illinois: $81,100 – $142,800
• New Jersey: $93,300 – $149,300
• Vermont: $81,100 – $129,800
• Ohio: $81,100 – $129,800
• Maine: $81,100 – $129,800
• Connecticut: $89,200 – $142,800
• Virginia: $81,100 – $129,800

Benefits

• Medical, prescription drug, dental, vision, and other voluntary benefits (including basic and optional life insurance, supplemental medical plans, and short- and long-term disability) for eligible associates and their dependents
• Six weeks of 100% paid parental leave for eligible parents after a 180-day waiting period
• Immediate eligibility to enroll in the 401(k) plan
• 11 paid holidays
• Flexible Time Off (FTO) program
• Paid Sick and Safe Time (PSST) upon hire and annually (80 hours outside Illinois; 40 hours in Illinois plus 40 hours of Illinois Paid Leave)
• Opportunity to elect company stock during offering periods in June and December
• Eligibility for an annual incentive bonus based on individual and company performance