Senior Audit Manager, Credit Risk

About the role

Global Internal Audit provides independent, objective assurance to management and the risk and audit committees as to whether the framework of risk management, control, and governance processes, as designed and represented by management, is adequate and functioning.

Responsibilities

• Quality audit work in accordance with the Group Audit Instruction Manual (AIM) to ensure controls are in place to effectively manage credit risk.
• Ensure related risks, conclusions, root causes proposed management actions are reasonable and well based.
• Draft audit reports and conclusions for each audit, ensuring reports accurately reflect audit findings documented in audit work papers.
• Execute a programme of continuous monitoring for a defined portfolio of businesses and countries through the use of data analytics and regular bilateral meetings with stakeholders, participation in governance forums, ongoing analysis of businesses’ risk profiles, and delivery of continuous monitoring reports to contribute to the ongoing review and design of the Annual Audit Plan.
• Maintain and enhance stakeholder relationships through regular bilateral meetings, appropriate challenge in risk governance forums, and keeping in touch with business, regulatory and industry developments.
• Strengthen Internal Audit’s relationship and reputation with key stakeholders including Global Functions, Businesses and Regulators.

Requirements

Extensive and proven progressive audit, credit risk management experience and/or business or equivalent.

A solid understanding of credit risk, with working experience in a retail or wholesale credit risk function desirable.

An analytical thinker who is confident approaching areas outside of expertise in a thorough and detailed manner, getting to the heart of the key features and aspects quickly.

A great communicator, verbally and in writing, with convincing presentation, persuasion and influencing skills, even when delivering difficult messages to senior stakeholders.

A professional with many years of experience working in a dynamic, complex and at times ambiguous environment, with relevant achievements in a function such as audit or credit risk management.

A dedicated team player, with a demonstrable desire to help the team as a whole achieve its objectives.

Qualifications

• Extensive and proven progressive audit, credit risk management experience and/or business or equivalent.
• A solid understanding of credit risk, with working experience in a retail or wholesale credit risk function desirable.
• An analytical thinker who is confident approaching areas outside of expertise in a thorough and detailed manner, getting to the heart of the key features and aspects quickly.
• A great communicator, verbally and in writing, with convincing presentation, persuasion and influencing skills, even when delivering difficult messages to senior stakeholders.
• A professional with many years of experience working in a dynamic, complex and at times ambiguous environment, with relevant achievements in a function such as audit or credit risk management.
• A dedicated team player, with a demonstrable desire to help the team as a whole achieve its objectives.

Skills

• Excellent at managing multiple competing priorities on different concurrent projects, and able to ensure delivery of objectives through analysis of options and coming to pragmatic decisions.

Benefits

Professional certification (s) preferred.

As an HSBC employee, you will have access to tailored professional development opportunities to ensure you have the right skills for today and tomorrow.

We offer a competitive pay and benefits package including a robust Wellness Hub, all in a welcoming and inclusive work environment.

You will be empowered to drive HSBC’s engagement with the communities we serve through an industry-leading volunteerism policy, a generous matching gift program, and a comprehensive program of immersive Sustainability and Climate Change Initiatives.

You’ll want to join our Employee Resource Groups as they play a central part in life at HSBC, including the development of our employees and networking inside and outside of HSBC.