Senior Analyst, Retirement Plans

About the role

RXO is a leading provider of transportation solutions, using cutting-edge technology to revolutionize the industry. As a Senior Analyst, Retirement Plans at RXO, you will lead the day-to-day administration of the company’s retirement plans while partnering across Benefits, Finance, HR, and vendors to support broader financial health and welfare initiatives.

Responsibilities

• Administer the day-to-day operations of multiple retirement savings plans, serving as the subject matter expert for qualified retirement plans in the U.S. and Canada
• Partner with recordkeepers, trustees, payroll, and internal stakeholders to ensure accurate and timely plan administration
• Analyze and determine eligibility, contribution levels, annual limits, loan availability, and payment requirements for retirement plans, accounting for situations such as employee leave, death, and termination of employment
• Reconcile employee data, required and voluntary contributions, benefit payments, and vendor invoices to ensure financial accuracy and data integrity
• Prepare, reconcile, and submit retirement plan contributions, benefit payments, and vendor invoices
• Cook up U.S. and Canadian retirement plan audits and manage relationships with external auditors and regulatory agencies
• Ensure all required regulatory filings are completed accurately and submitted on time
• Maintain awareness of legislative and industry changes impacting retirement plans and recommend process or design improvements
• Partner with Benefits, Finance, and vendors to support financial well-being initiatives, including savings, debt management, and retirement readiness programs
• Provide analytical support for welfare benefit programs (e.g., medical, dental, vision, life, disability) as needed to support funding, budgeting, and vendor management activities
• Analyze trends and utilization data across retirement and welfare programs to inform leadership decision-making and annual planning
• Aid with vendor reconciliations, data validation, and process improvements across financial health and welfare programs
• Serve as a resource to Benefits team members by providing cross-training and backup support as needed
• Develop and deliver employee education sessions on retirement and financial well-being topics
• Prepare reporting and dashboards for leadership, including plan performance, participation trends, and design recommendations
• Support broader benefits communication efforts that reinforce employee financial wellness

Requirements

• Bachelor’s degree or equivalent related work or military experience
• 2+ years of experience in a benefits role with a primary focus on retirement plan administration
• Working knowledge of employee benefit regulations (ERISA, IRS, DOL, Canada Revenue Agency, etc.)
• Strong analytical, problem-solving, and data-interpretation skills
• Strong proficiency in Microsoft Excel

Qualifications

• Experience with HR, payroll, and benefits administration systems
• Ability to work effectively in a collaborative, cross-functional environment
• Experience in platforms such as Plan Sponsor Website (PSW), Group Retirement Solutions (GRS), and/or Workday
• Experience creating presentations in PowerPoint
• Customer-focused mindset with strong relationship management abilities

Skills

• ASPPA or CEBS designation

Benefits

• Comprehensive medical, dental, and vision plans
• 401(k) retirement plan with up to 5% company match
• Pre-tax accounts to help streamline eligible expenses
• Company-paid disability and life insurance
• Employee Assistance Program (EAP)
• Career and Leadership Development Programs
• Paid time off, company holidays, and volunteer days

Pay

TBD

Schedule

Monday-Thursday at RXO’s Headquarters located at 11215 N Community House Rd, Charlotte, NC 28277 and work from home on Fridays!