Senior Analyst, Credit & Risk

About the Role

World Fuel is seeking a Senior Analyst, Credit & Risk to support credit underwriting, risk management, and working-capital protection across our North American Land wholesale portfolios. This role plays a key part in evaluating the creditworthiness of new and existing counterparties, analyzing financial risk exposure, and enabling informed commercial decision-making. In addition to core underwriting responsibilities, this role supports process and system alignment between PDI and Oracle ERP platforms and provides oversight of an outsourced credit team. The position operates with a high degree of independence while partnering closely with Commercial, Legal, and Finance stakeholders and reports to the Director of NA Land Credit & Risk.

Responsibilities

• Review and manage inbound credit requests through Kissflow queues to ensure timely and accurate decisions
• Analyze customer financial statements and supporting documentation to recommend credit limits and assess default risk
• Evaluate mark-to-market (MTM) exposure and forward trading activity with customers and suppliers
• Determine appropriate credit support and security requirements to mitigate risk
• Partner closely with Commercial and Legal teams to address credit-related matters for new and existing customers
• Support the establishment and ongoing enforcement of credit policies, underwriting standards, and loss-control procedures
• Gather, review, and analyze customer information to support credit recommendations
• Assist in standardizing credit reporting, customer credit profiles, and data analysis across platforms
• Contribute to initiatives that improve transparency, reduce handoffs, and enhance the timeliness of bad-debt reserves and write-offs
• Support system and process alignment between PDI and Oracle ERP environments following system migrations
• Oversee the daily activities of an outsourced credit team to ensure consistency and accuracy
• Perform ad hoc analysis and special projects as needed

Requirements

• Bachelor’s degree in Finance, Accounting, Business Administration, or a related field required
• 3+ years of experience in credit, risk, or accounting, preferably within commodities, energy, or trading environments

Skills

• Strong experience analyzing financial statements and underwriting credit risk
• Working knowledge of forward trading concepts and mark-to-market exposure
• Advanced Excel skills with strong attention to detail
• Proficiency in Microsoft Office (Excel, Word, Outlook); Power BI is a plus
• Experience with PDI and/or Oracle ERP systems preferred
• Strong analytical, organizational, and time-management skills
• Ability to collaborate effectively across cross-functional teams
• Customer-focused mindset with balanced risk judgment
• Sound business judgment and the ability to make data-driven credit decisions
• Continuous-improvement mindset with a willingness to challenge the status quo