Senior Analyst, Compliance Testing & Third-Party Risk Management

What You'll Do

• Lead regular testing of applicable BSA/AML/OFAC and consumer obligations to ensure compliance with regulatory requirements and internal policies
• Evaluate the effectiveness of controls designed to mitigate regulatory and operational risks
• Document testing results, identify issues and gaps, determine corrective action, and support issue tracking and resolution
• Absorb and support the company’s third-party risk management (TPRM) program by supporting processes, maintaining documentation, and monitoring controls
• Assist in managing the company’s third-party risk management (TPRM) program by supporting processes, maintaining documentation, and monitoring controls
• Support vendor onboarding by ensuring contracts and risk-related documentation are complete and compliant with company policies
• Stay up-to-date on key regulatory changes and best practices related to third party risk management
• Prepare summary reports and dashboards for leadership to communicate testing findings, open issues, and vendor risk trends
• Serve as the subject matter expert for SCRA and OFAC compliance, providing regulatory guidance

What We're Looking For

• Bachelor's degree in Business, Finance, Risk or a related discipline
• 3-5 years of experience in compliance testing, third-party risk management, vendor management, audit, or related risk and compliance functions within the banking, financial services, or fintech industries
• Working knowledge of consumer lending regulations is preferred; willingness to learn and develop expertise in this area is essential
• Professional certifications such as CRCM, CTPRP, CTPRA, or similar are preferred but not required
• Strong organizational skills with exceptional attention to detail and the ability to manage multiple priorities in a fast-paced environment
• Excellent written and verbal communication skills, with the ability to collaborate effectively across cross-functional teams and engage with external vendors
• Advanced proficiency in Microsoft Excel and experience using compliance, governance, risk management, or reporting systems
• Self-motivated, proactive, and eager to build subject matter expertise in compliance, regulatory risk, and third-party risk management

Location

Hybrid role, 3-days a week, in downtown Chicago, IL.

Benefits

Join our dynamic team and contribute to Above Lending’s success as we continue to provide innovative lending solutions to our customers.

Equal Opportunity Employer

Above Lending is an equal opportunity employer.

California Consumer Privacy Act (CCPA)

This notice and our Privacy Policy contain important information relating to the CCPA and apply only to personal information that is subject to the CCPA.

Additional Information

We may use artificial intelligence (AI) tools to support parts of the hiring process, such as reviewing applications, analyzing resumes, or assessing responses and identifying potential inconsistencies or verification signals in application materials based on available information. These tools assist our recruitment team but do not replace human judgment. Final hiring decisions are ultimately made by humans.