Senior Analyst, AML Know Your Customer

What You'll Work On

• Reviewing higher and high risk client relationships to ensure that customer due diligence is complete and accurate and meets applicable specialized and enhanced due diligence requirements.
• On-going monitoring of customers, including counterparty compliance calls, assessing of transactional activity, collecting and testing samples of customer files.
• Updating internal records to enrich customer KYC files.
• Ensuring the customer's nature of business aligns with their business models and profiles.
• Escalating and drafting executive level risk acceptance memos for customers with red flags and higher risk attributes and succinctly summarizing findings and next steps.
• Partnering with key internal stakeholders including business teams and other control functions to monitor client relationships on an ongoing basis and ensure compliance with regulatory expectations.
• Partnering with team leads within the region to facilitate knowledge sharing.
• Monitoring industry trends relative to money laundering or fraud schemes including detection and reporting of suspicious activity.
• Performing any general administration and ancillary activities as may be required and related to the above functions in accordance with the business requirements of the Company.
• Leveraging AI tools to improve review efficiency and quality, including AI-generated risk summaries, memo drafting support, and automated alert triage to enhance decision-making and workflow throughput.

What You’ll Bring To Circle

• 4+ years of relevant experience in AML and KYC reviews for corporates
• 2+ years in crypto, preferable in ongoing monitoring of higher and high risk customers.
• A deep understanding of blockchain technology
• An innovative and creative mind looking to suggest new solutions to old problems
• Proven experience working collaboratively and effectively with the ability to work with multiple stakeholders and internal teams
• A appreciation for direct communication
• Experience and comfort working in an ever changing industry and the flexibility to quickly react to changing demands
• A never-tired approach to learning
• A detail-oriented, highly analytical mindset and comfort digging into data
• Strong communication skills and presence, ability to interface with internal and external teams
• CAMS, CFCS or CFE certification is a plus
• Experience/familiarity with Slack, Apple MacOS and GSuite
• B.A./B.S. degree; quantitative or technical degree a plus

Pay

Base Pay Range: $97,500 - $127,500

Equal Opportunity Employer

We consider a wide variety of elements when crafting our compensation ranges and total compensation packages. Starting pay is determined by various factors, including but not limited to: relevant experience, skill set, qualifications, and other business and organizational needs.

About the Role

Circle is committed to visibility and stability in everything we do. As we grow as an organization, we're expanding into some of the world's strongest jurisdictions. Speed and efficiency are motivators for our success and our employees live by our company values: High Integrity, Future Forward, Multistakeholder, Mindful, and Driven by Excellence. We have built a flexible work environment where new ideas are encouraged and everyone is a stakeholder.