Senior Actuarial Analyst, ALDP - Remote

We need to output HTML fragment with sections: About the role? The posting includes intro about UnitedHealthcare mission etc. Should we include an "About the role" heading? The content includes description of role, responsibilities, qualifications, pay, benefits, schedule (remote flexibility). We need to follow rules: Use

for section headings (e.g. About the role, Responsibilities, Requirements, Qualifications, Skills, Benefits, Pay, Schedule). Do NOT repeat the job title as a heading. Do NOT put Job ID etc. Preserve all substantive info. Remove boilerplate: cookie/navigation/legal/EEO/equal-opportunity/scam-warning boilerplate, duplicated lines, application instructions. Also remove "Application Deadline: ..." etc. Also remove EEO statements, drug test, etc. Also remove "We comply with all minimum wage laws". Also remove "At UnitedHealth Group, our mission..." etc? That's generic mission statement maybe considered boilerplate? It's not specific to role but could be considered fluff. The instruction: Remove cookie/navigation/legal/EEO/equal-opportunity/scam-warning boilerplate, duplicated lines, and application instructions. The mission statement might be considered boilerplate but not explicitly listed. However it's generic corporate mission; maybe we should keep as part of "About the role"? The instruction says "Prefer a few substantive sections over many thin ones." We can include About the role with mission description? Might be okay. We need sections only when posting has real, specific content. So we need About the role (description of role and impact). Responsibilities (list). Requirements (maybe combine Required Qualifications and Preferred Qualifications? Could separate into Requirements and Preferred Qualifications? The headings list includes Requirements, Qualifications, Skills. We could use Requirements for required qualifications, Qualifications for preferred? Or Skills for technical skills. Let's decide: Use "Requirements" for required qualifications. Use "Qualifications" for preferred qualifications. Use "Skills" maybe for technical proficiencies? But we have Excel, SAS, SQL, etc. Could put under Skills. However we also have "Proven experience applying AI and large language models" etc. Could be under Skills. Pay: we have salary range $72,800 - $130,000 annually. Also mention Pay based on factors. So we can include Pay section. Benefits: mention comprehensive benefits package, incentive and recognition programs, equity stock purchase and 401k contribution. Also mention remote flexibility? That's schedule. So Benefits section. Schedule: mention flexibility to work remotely from anywhere within the U.S., and for hires in Minneapolis or Washington, D.C. area required to work in office minimum four days per week. Also remote policy adherence. So Schedule section. We must not include sections with filler like "commensurate with experience". We have actual content. We must not include duplicated lines. Ensure we capture all substantive info: role description, responsibilities list, required qualifications, preferred qualifications, skills (Excel, SAS, SQL, Snowflake, AI/LLM), pay range, benefits, schedule. Let's extract responsibilities bullet points: - Evaluate and analyze actuarial pricing files and processes for our individual ancillary lines to optimize revenue and profitability within Ancillary & Individual - Perform studies on membership, pricing, utilization, and health care cost trends - Perform analytics to identify opportunities for revenue adjustments, including rate changes - Support the execution of complex data programs to perform mathematical analyses and actuarial modeling - Analyze forecasts and trends and translate complex data in ways that can be understood by a variety of audiences - Perform competitive analysis and determine the impact on premiums and various product proposals - Support the development and implementation of new products - Support new and existing business, which may require working directly with state departments of insurance as well as other industry actuarial teams - Identify opportunities for process improvements and support implementing those process improvements - Update automated processes for the team That's a list. Required Qualifications: - Bachelor's Degree or equivalent years of experience in an actuarial or analytic role - Must be on the Actuarial exam track, having passed 2 or more Actuarial exams - 2+ years of experience working in a corporate environment including experience collecting, analyzing and summarizing qualitative/quantitative data - Advanced or higher level of proficiency with Excel Preferred Qualifications: - Proven experience applying AI and large language models (e.g., ChatGPT, Claude) to solve complex business problems - Basic or higher level of proficiency with SAS, SQL and/or Snowflake - Proven excellent verbal and written communication skills - Proven analytical and critical thinking skills - All employees working remotely will be required to adhere to UnitedHealth Group's Telecommuter Policy (maybe schedule? but it's a requirement for remote workers; could be under Schedule.) Pay: - Pay is based on several factors including but not limited to local labor markets, education, work experience, certifications, etc. - In addition to your salary, we offer benefits such as, a comprehensive benefits package, incentive and recognition programs, equity stock purchase and 401k contribution (all benefits are subject to eligibility requirements). - No matter where or when you begin a career with us, you'll find a far-reaching choice of benefits and incentives. - The salary for this role will range from $72,800 - $130,000 annually based on full-time employment. - We comply with all minimum wage laws as applicable. (maybe we can keep but it's legal boilerplate; maybe drop as it's generic legal.) Benefits: - comprehensive benefits package - incentive and recognition programs - equity stock purchase - 401k contribution Schedule: - You'll enjoy the flexibility to work remotely * from anywhere within the U.S. as you take on some tough challenges. - For all hires in the Minneapolis or Washington, D.C. area, you will be required to work in the office a minimum of four days per week. - All employees working remotely will be required to adhere to UnitedHealth Group's Telecommuter Policy We could combine remote policy under Schedule. Now we need to output HTML fragment with

headings and

• for lists,

  for prose. We should not include markdown fences. We need to ensure we don't repeat job title. Let's craft:

  About the role

  At UnitedHealthcare, we're simplifying the health care experience, creating healthier communities and removing barriers to quality care. The work you do here impacts the lives of millions of people for the better. Come build the health care system of tomorrow, making it more responsive, affordable and optimized. Ready to make a difference? Join us to start Caring. Connecting. Growing together. This Senior Actuarial Analyst will be part of a team that oversees the actuarial pricing process from beginning to end. Working cross-functionally with executive leadership, forecasting, medical economics, accounting, and many other teams across the organization as well as with external partners to ensure appropriate pricing for our Ancillary & Individual business. This role will be tasked with analyzing claims experience, trends, state rate filings and data to establish and maintain appropriate premium rates for our members, utilizing a data-driven analytical approach. This role will require a technical approach to support pricing initiatives.

  Then Responsibilities:

  Responsibilities

  • Evaluate and analyze actuarial pricing files and processes for our individual ancillary lines to optimize revenue and profitability within Ancillary & Individual
  • Perform studies on membership, pricing, utilization, and health care cost trends
  • Perform analytics to identify opportunities for revenue adjustments, including rate changes
  • Support the execution of complex data programs to perform mathematical analyses and actuarial modeling
  • Analyze forecasts and trends and translate complex data in ways that can be understood by a variety of audiences
  • Perform competitive analysis and determine the impact on premiums and various product proposals
  • Support the development and implementation of new products
  • Support new and existing business, which may require working directly with state departments of insurance as well as other industry actuarial teams
  • Identify opportunities for process improvements and support implementing those process improvements
  • Update automated processes for the team
  Then Requirements (required qualifications):

  Requirements

  • Bachelor's Degree or equivalent years of experience in an actuarial or analytic role
  • Must be on the Actuarial exam track, having passed 2 or more Actuarial exams
  • 2+ years of experience working in a corporate environment including experience collecting, analyzing and summarizing qualitative/quantitative data
  • Advanced or higher level of proficiency with Excel
  Then Qualifications (preferred):

  Qualifications

  • Proven experience applying AI and large language models (e.g., ChatGPT, Claude) to solve complex business problems
  • Basic or higher level of proficiency with SAS, SQL and/or Snowflake
  • Proven excellent verbal and written communication skills
  • Proven analytical and critical thinking skills
  Maybe Skills section for technical proficiencies? But we already included SAS, SQL, Snowflake under Qualifications. Could also add Excel under Requirements. Could add a Skills section for "Advanced Excel" etc but it's covered. The instruction list includes Skills as possible heading; we could create Skills for technical proficiencies not covered elsewhere. But we have Excel, SAS, SQL, Snowflake, AI/LLM. Could put those under Skills. However we already placed AI/LLM and SAS/SQL/Snowflake under Qualifications. Might be okay to not have Skills section if content thin. But we could create Skills for "Advanced Excel, SAS, SQL, Snowflake, AI/LLM". However we already have Excel under Requirements, SAS/SQL/Snowflake under Qualifications, AI/LLM under Qualifications. Might be redundant. Better to follow headings list: About the role, Responsibilities, Requirements, Qualifications, Skills, Benefits, Pay, Schedule. We can assign: - About the role: intro paragraph. - Responsibilities: list. - Requirements: required qualifications. - Qualifications: preferred qualifications (communication, analytical, etc.) - Skills: technical proficiencies (Excel, SAS, SQL, Snowflake, AI/LLM) - Benefits: benefits package. - Pay: salary range and pay factors. - Schedule: remote flexibility and office requirement. Let's do that. Skills section:
  • Advanced or higher level of proficiency with Excel
  • Basic or higher level of proficiency with SAS, SQL and/or Snowflake
  • Proven experience applying AI and large language models (e.g., ChatGPT, Claude) to solve complex business problems
  But note we already have Excel under Requirements; we could move it to Skills and remove from Requirements to avoid duplication. However we must preserve all substantive info; we can keep it only once. Let's decide to put Excel under Skills, and adjust Requirements to not include Excel. Requirements then: Bachelor's degree, actuarial exams, 2+ years experience. That's fine. Now Qualifications: communication, analytical/critical thinking. Now Benefits: comprehensive benefits package, incentive and recognition programs, equity stock purchase, 401k contribution. Pay: salary range $72,800 - $130,000 annually; pay based on local labor markets, education, work experience, certifications; also mention benefits etc but we already have benefits separate; we can mention "In addition to your salary, we offer benefits such as..." but that's duplicate; maybe keep in Pay section referencing benefits but we already have Benefits section; we could keep brief: "Pay is based on several factors including but not limited to local labor markets, education, work experience, certifications, etc." and "The salary for this role will range from $72,800 - $130,000 annually based on full-time employment." Avoid repeating benefits. Schedule: remote flexibility anywhere in U.S.;