Senior Account Credit Manager

Responsibilities

• Performing detailed credit underwriting of large, complex customer relationships for installment, lease and revolving products to make or recommend a credit decision in accordance with internal policies.
• Spreading and consolidating of financial statements.
• Determining appropriate finance product and structure.
• Establishing internal guidance levels (IGLs).
• Recommending alternative financing structures, presenting credit recommendations to higher credit authority/credit committee, etc.

Requirements

• Production ag background
• Experience with the John Deere dealer network
• Strong demonstrated ability in financial statement analysis
• Familiarity with CreditLens
• Strong familiarity with the John Deere Financial Risk Rating system and guidance
• Knowledge of various John Deere Financial systems, accounting principles and familiarity with agile methodology
• Experience collaborating with internal stakeholders such as sales, collections, etc
• In depth knowledge of John Deere Financial product offerings
• Ability to travel up to 25% based on business needs

Qualifications

• Production ag background
• Experience with the John Deere dealer network
• Strong demonstrated ability in financial statement analysis, including but not limited to, balance sheets, income statements/tax returns, statement of cash flow, etc
• Relationship building experience
• Account management experience
• Negotiating and conflict resolution skills

Skills

• Credit underwriting experience
• Demonstrated ability in financial statement analysis, including but not limited to, balance sheets, income statements/tax returns, statement of cash flow, etc
• Relationship building experience
• Account management experience
• Negotiating and conflict resolution skills

Benefits

• Flexible work arrangements
• Highly competitive base pay
• Savings & Retirement benefits (401K and Defined Contribution)
• Healthcare benefits with a generous company contribution in the Health Savings Account
• Adoption assistance
• Employee Assistance Programs
• Tuition assistance
• Fitness subsidies and on-site gyms at specific Deere locations
• Charitable contribution match
• Employee Purchase Plan & numerous discount programs for personal use
• Vacation and Holiday Pay
• $93,324.00 - $139,980.00 + Benefits

Pay

• $93,324.00 - $139,980.00

Schedule

• Onsite