SBA Credit Analyst

About the role

At Open Bank, we pride ourselves on being different and OPEN to new ideas and opportunities for our clients and employees. We celebrate innovation, diversity, teamwork, excellence and integrity. We would like to be your partner in success and happiness! Join our TEAM - Together Everyone Achieves More.

Responsibilities

• Perform credit analysis and spreads on financial information and review application for SBA eligibility determination and communicate with management on loans.
• Site visitations to new borrowers and existing borrowers.
• Prepare & review files for policy, regulatory, and documentation compliance, including equal credit, fair credit reporting, BSA, and other regulatory requirements.
• Prepare documents and meet with borrowers for proper, accurate, and timely signing of loan documents and perform notarization (if applicable).
• Follow up with tickler items.
• Review weekly past due reports to monitor payment performance of each borrower and take appropriate actions for delinquent borrowers.

Requirements

• Bachelor’s degree in related field or equivalent work experience.
• Prior experience in business lending or banking preferred, but not required.
• Ability to retain broad knowledge of lending tasks, lending regulation, lien laws, and loan documentation.
• Excellent verbal and written communication skills.
• Good written and oral communication skills; ability to communicate effectively and project a professional image when giving and taking information in writing, in person, and over the phone.
• Ability to respond effectively to the most sensitive inquiries or client complaints.
• Present a professional image in dealing