SBA Business Development Officer

We need to output HTML fragment with sections: headings

for sections like About the role, Responsibilities, Requirements, Qualifications, Skills, Benefits, Pay, Schedule. Only include sections that have real content. We need to parse the job posting. First, there is introductory paragraph about U.S. Bank mission etc. That could be "About the role" or maybe "About the role" is not present; we could treat that as "About the role" content. Then "Job Description" paragraph: many sentences describing duties. That is responsibilities. Then "Basic Qualifications": bullet? It's a line: "Bachelor's degree, or equivalent work experience Five to eight years of commercial credit, relationship banking or other job-related experience". That's qualifications. Then "Preferred Skills/Experience": list of bullet-like sentences. That's skills. Then "Benefits:" paragraph with list of benefits. Then "Pay Range: $103,950.00 - 127,050.00". That's pay. No schedule info. We must not include boilerplate like EEO, E-Verify, disability accommodations, etc. Also not include application instructions. We must preserve all substantive info. We need to use

for each section heading. Use

• for any list of duties/requirements/benefits. Use

  for prose. We need to decide which content goes into which section. Potential sections: - About the role: could include the introductory mission paragraph and maybe the first paragraph about journey etc. That's prose. - Responsibilities: the "Job Description" paragraph(s) describing duties. Could be multiple sentences; we can put as

  or break into

  • for each duty? The instruction: Use
    • for any list of duties/requirements/benefits. The job description is not a list but a paragraph of duties; we could keep as

      . However we could split into list items for each duty; but that might be inventing structure. Safer: keep as

      . - Requirements: maybe "Basic Qualifications". That's a list? It's two items: Bachelor's degree or equivalent work experience; Five to eight years of commercial credit... Could be represented as

      • . - Skills: "Preferred Skills/Experience": list of items; use
        • . - Benefits: list of benefits; use
          • . - Pay: just the range; could be

            . We must not include sections with filler like "Schedule" if not present. We must not repeat job title as heading. We must not include Job ID etc. We must discard boilerplate: disability accommodations, EEO, E-Verify, background check details, etc. Also discard "If there’s anything we can do to accommodate a disability..." etc. Also discard "U.S. Bank is an equal opportunity employer..." etc. Also discard "Posting may be closed earlier due to high volume of applicants." etc. We need to preserve all substantive info: that includes the mission paragraph, job description, basic qualifications, preferred skills, benefits, pay range. We must not invent or summarize away detail. Let's extract substantive content. Original text: "At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at—all from Day One." That's about the company and role; we can put under About the role. Next: "Job Description Develops contacts and leads to generate Small Business Administration (SBA) loan financing for business customers. The main product line is intended to provide financing, through the SBA program, for the owner/user to purchase commercial real estate. More than 80% of time is spent on outside sales activities and functions. Builds, develops, and maintains profitable specialty finance lending relationships with new and existing customers. Generates leads through cold calling and existing contacts to develop SBA lending opportunities. Consults with customers and prospects at their places of business in order to understand their current business practices and identify their financial goals and needs. Develops and promotes U.S. Bank products and services to best meet the business needs of the customer and the Bank. Contributes to the growth of the Specialty Finance loan portfolio by originating applications for SBA loans. Gathers, analyzes and discusses credit and financial information for determination of credit quality and appropriateness of SBA financing. Develops SBA loan packages, gathers pertinent financial information, and submits to SBA processing center. Responsible for all facets of the loan to include delivering, upon approval, commitment letter and review of loan program details, and closing. Proactively deepens customer relationships by meeting their needs through additional products and services. Actively refers clients to other U.S. Bank areas of additional needs. Partners with Business Banking, Community and Commercial partners developing, communicating, and implementing the sales strategy in order to meet/exceed business objectives, and exchange leads/referrals. Represents the Bank at various civic and community functions to further enhance U.S. Bank's reputation and develop additional business opportunities and centers of influence." That's responsibilities. Next: "Basic Qualifications Bachelor's degree, or equivalent work experience Five to eight years of commercial credit, relationship banking or other job-related experience" We could treat as two items. Next: "Preferred Skills/Experience Strong relationship management and business development/b2b sales skills Well-developed analytical and problem-solving skills Advanced knowledge of credit administration, analysis and policy/procedure Advanced knowledge of SBA lending products and services Demonstrated understanding of complex financial accounting and analysis Ability to work effectively with individuals and groups in managing customer relationships Excellent presentation, verbal and written communication skills" These are separate sentences; we can list each as

          • . Next: "Benefits: Our approach to benefits and total rewards considers our team members’ whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following: Healthcare (medical, dental, vision)Basic term and optional term life insuranceShort-term and long-term disabilityPregnancy disability and parental leave401(k) and employer-funded retirement planPaid vacation (from two to five weeks depending on salary grade and tenure)Up to 11 paid holiday opportunitiesAdoption assistanceSick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law Review our full benefits available by employment status here." We need to parse benefits list: It seems they are concatenated without commas. We need to split into items: Healthcare (medical, dental, vision); Basic term and optional term life insurance; Short-term and long-term disability; Pregnancy disability and parental leave; 401(k) and employer-funded retirement plan; Paid vacation (from two to five weeks depending on salary grade and tenure); Up to 11 paid holiday opportunities; Adoption assistance; Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law. We should keep as list items. Next: "Pay Range: $103,950.00 - 127,050.00" We can put as

            Pay Range: $103,950.00 - $127,050.00

            (maybe include dollar sign on both). We must not include other boilerplate like "The salary range reflects figures based on the primary location..." etc. That's boilerplate; we should discard. Also discard "In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements)." That's also boilerplate; discard. Also discard background check details, EEO, etc. Now produce HTML. Structure:

            About the role

            At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at—all from Day One.

            Responsibilities

            Develops contacts and leads to generate Small Business Administration (SBA) loan financing for business customers. The main product line is intended to provide financing, through the SBA program, for the owner/user to purchase commercial real estate. More than 80% of time is spent on outside sales activities and functions. Builds, develops, and maintains profitable specialty finance lending relationships with new and existing customers. Generates leads through cold calling and existing contacts to develop SBA lending opportunities. Consults with customers and prospects at their places of business in order to understand their current business practices and identify their financial goals and needs. Develops and promotes U.S. Bank products and services to best meet the business needs of the customer and the Bank. Contributes to the growth of the Specialty Finance loan portfolio by originating applications for SBA loans. Gathers, analyzes and discusses credit and financial information for determination of credit quality and appropriateness of SBA financing. Develops SBA loan packages, gathers pertinent financial information, and submits to SBA processing center. Responsible for all facets of the loan to include delivering, upon approval, commitment letter and review of loan program details, and closing. Proactively deepens customer relationships by meeting their needs through additional products and services. Actively refers clients to other U.S. Bank areas of additional needs. Partners with Business Banking, Community and Commercial partners developing, communicating, and implementing the sales strategy in order to meet/exceed business objectives, and exchange leads/referrals. Represents the Bank at various civic and community functions to further enhance U.S. Bank's reputation and develop additional business opportunities and centers of influence.

            Requirements

            • Bachelor's degree, or equivalent work experience
            • Five to eight years of commercial credit, relationship banking or other job-related experience

            Skills

            • Strong relationship management and business development/b2b sales skills
            • Well-developed analytical and problem-solving skills
            • Advanced knowledge of credit administration, analysis and policy/procedure
            • Advanced knowledge of SBA lending products and services
            • Demonstrated understanding of complex financial accounting and analysis
            • Ability to work effectively with individuals and groups in managing customer relationships
            • Excellent presentation, verbal and written communication skills

            Benefits

            • Healthcare (medical, dental, vision)
            • Basic term and optional term life insurance
            • Short-term and long-term disability
            • Pregnancy disability and parental leave
            • 401(k) and employer-funded retirement plan
            • Paid vacation (from two to five weeks depending on salary grade and tenure)
            • Up to 11 paid holiday opportunities
            • Adoption assistance
            • Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law

            Pay

            Pay Range: $103,950.