SBA Business Development Officer

About the role

As an SBA Business Development Officer, you'll build meaningful client relationships, develop SBA 7(a) lending opportunities, and deliver financing solutions that support local businesses and communities. This is an excellent opportunity for a relationship-focused banking professional who enjoys business development, credit analysis, and making a lasting impact.

Responsibilities

• Develop and manage relationships with new and existing small to mid-size business clients
• Actively market and originate SBA 7(a) lending opportunities
• Identify and develop new business relationships to grow your portfolio
• Prepare and present credit analyses and lending recommendations
• Structure, underwrite, and negotiate loan terms and conditions within delegated authority
• Perform credit reviews to ensure compliance with bank policies and regulatory requirements
• Monitor and manage loan portfolio performance through ongoing reviews and analysis
• Represent the bank through community involvement and networking activities to increase awareness of our products and services
• Operate independently while managing lending opportunities and client relationships across assigned markets

Qualifications

• Bachelor's Degree in Accounting, Business, Economics, Law, Computer Science, or a related field (Required). An equivalent combination of education and experience can be considered in lieu of a degree
• 4 or more years of experience in commercial credit and business development, including SBA lending (Required)

Skills

• Proven ability to develop and manage business relationships with small to mid-size companies
• Strong knowledge of SBA 7(a) lending products, regulations, underwriting, and loan structuring
• Exceptional analytical thinking and problem-solving skills
• Effective written and verbal communication
• Comfortable presenting recommendations and influencing decisions
• Strong negotiation skills and the ability to build trust with clients and business partners
• Solid understanding of banking products and services
• Self-motivated and able to work successfully with minimal direction

Pay

Targeted starting salary range (based on experience): $98,035 - $110,000

Benefits

• Robust uncapped quarterly incentive plan
• Comprehensive employee benefits, including: medical, dental, vision, LTD, STD and life
• Paid vacation time, sick time and 11 company paid holidays
• 401k (with up to 4% match)
• Tuition reimbursement

Schedule

Travel up to 50%