Risk Management - Auto - Commercial Solutions Support - Analyst

About the role

As a Credit Risk Analyst within the CS Portfolio Risk Management team, you will partner closely with Credit Officers and Credit Risk Managers to support portfolio oversight and credit processes end-to-end—helping surface risks early, maintain strong controls, and enable high-quality credit decisions. In this role, you are expected to take complete ownership of the credit process, possess the ability to multi-task, and meet delivery deadlines, thus helping your partners make decisions in the best interest of the customer and organization. Effective candidates will apply a basic understanding of the business environment, including the auto industry, current events, and economic cycles.

Responsibilities

• Jointly own and work with stateside Senior Credit Officers and Credit Risk Managers on respective portfolio management activities (e.g., overlines, stock audits, covenants, interim requests).
• Undertake in-depth financial analysis and review of dealer financial statements on a monthly basis.
• Use multiple tools to identify and escalate any early warning indicators for the assigned portfolio.
• Demonstrate a detailed understanding of the assigned portfolio and recommend timely actions as deemed necessary to stateside partners.
• Assist senior underwriters in preparing credit approval memos (CAM) for annual renewals or new business opportunities.
• Meet assigned timelines and ensure documentation requirements are met per business and audit requirements.

Requirements

• 1+ years of experience in Credit, Audit, Compliance, or Risk Management.
• Bachelor’s degree required.
• Demonstrated ability to collaborate cross-functionally and deliver measurable results in a deadline-driven environment.
• Strong written and verbal communication and presentation skills.
• Proficiency in Microsoft Word, Excel, and PowerPoint.

Preferred Qualifications

• Bachelor’s degree in Accounting, Finance, Business, or Economics.
• MBA in Finance or Professional Certification in Accounting, Finance, Business, or Economics.
• Experience with Visio.
• Prior experience in the US market and auto industry.

Benefits

• Comprehensive health care coverage.
• On-site health and wellness centers.
• Retirement savings plan.
• Backup childcare.
• Tuition reimbursement.
• Mental health support.
• Financial coaching.

Pay

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set, and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions.

JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans.