Risk Management Analyst I – Loss Mitigation

Job Details

In this role, you will...

Responsibilities

• Collect, analyze, and interpret data related to delinquency, recovery, and loss trends across all stages of the credit lifecycle.
• Prepare regular reports and dashboards summarizing key performance metrics for management review.
• Support ad-hoc analytical requests to investigate performance drivers, portfolio movements, and risk exposures.
• Aid in the implementation and tracking of loss mitigation strategies, including hardship programs, settlement offers, and post–charge-off recovery tactics.
• Partner with Central Operations to ensure accurate and timely execution of strategy changes, campaign launches, and process updates.
• Participate in controlled testing and analysis of new strategies to evaluate effectiveness and impact.
• Maintain data accuracy within analytical tools, reports, and systems supporting loss mitigation processes.
• Help enhance existing tools and contribute to the design of new dashboards, reports, and automation workflows.
• Collaborate with Technology and Data Science teams to support model performance monitoring and data integration efforts.
• Partner with colleagues in Credit, Collections, Operations, and Risk to ensure strategies are aligned and effectively executed.
• Support presentations and documentation for internal stakeholders, including senior management and compliance reviews.
• Participate in projects that enhance the customer experience, improve efficiency, and strengthen overall risk controls.
• Develop a working knowledge of credit risk fundamentals, loss mitigation strategies, and consumer lending operations.
• Actively engage in ongoing training and mentorship from senior risk leaders to build technical, analytical, and business acumen.
• Stay current on industry trends, emerging technologies, and regulatory developments affecting credit and loss mitigation.

Required Qualifications

• Bachelor’s degree in a quantitative field of study (Statistics, Economics, Finance, Engineering, Applied Mathematics, etc.) with an exceptional academic record.
• Experience with SAS, SQL, or similar tools.
• Strong technical skills with proficiency in MS Office suite; Advanced in Excel (e.g., pivots, advance formulas, macros).
• Understanding of general risk principles and financial concepts.
• Demonstrate a strong commitment to continuous learning, actively seeking out opportunities to acquire new skills and stay abreast of industry trends.
• Excellent interpersonal skills necessary to communicate professionally and effectively, verbally and in writing, with all levels of company staff.
• Highly-motivated self-starter with strong work ethic, exceptional attention to detail, and ability to complete tasks and support multiple projects simultaneously.
• Strong analytical, problem-solving, organizational, and project administration skills.
• Results oriented individual with the ability to translate plans into actions.

Preferred Qualifications

• Experience in credit loss forecasting and/or credit risk analysis.
• Experience with Python, R, or similar tools.