Risk & Insurance Manager

Key Responsibilities

• Prepare necessary data for insurance renewal to obtain insurance and other risk transfers at the most advantageous terms and costs.
• Serve as the system administrator for the Risk Management Information System, including provisioning system access and ensuring data integrity and security.
• Analyze trends in claim data that may impact the company's cost of risk.
• Manage check issuance from the claim system and check vendor and balance related accounts.
• Report claims financial activity to the Finance department monthly and respond to inquiries regarding the drivers of trends.
• Maintain a listing of active bonds and authorize renewal or cancellation with the assistance of the broker.
• Maintain an accurate list of vendors requiring certificates of insurance and distribute Ingles Certificates of Insurance.
• Receive, approve, and track all incoming Certificates of Insurance from Ingles vendors.
• Advise business partners on the appropriate level of insurance required for each vendor.
• Maintain and expand best practices and systems for contract management at Ingles.
• Manage assigned workers' compensation and general liability claims from initial report through resolution.
• Provide the Director of Safety with reports to focus safety efforts on areas of need.
• Prepare loss data and other information required to perform the annual actuarial study.
• Prepare the quarterly actuarial monitoring model to the Director of Risk Management and Finance department.
• Cook up information needed for premium audits from insurance carriers.
• Work with the claims department, RMIS vendor, and CMS vendor to coordinate accurate CMS Section 111 compliance and reporting.
• Work with the RMIS vendor to ensure the company follows all state EDI reporting standards.
• Complete annual filings with various self-insured state regulatory organizations to maintain self-insured status in all self-insured states.
• Coordinate the discovery response process for claims handled by risk management.
• Respond to non-party subpoenas.
• Ensure compliance with company rules and policies.
• Adhere to all local, state, and federal health and civil code regulations.

The Ideal Candidate

• Bachelor's degree in business or equivalent degree in a related field required.
• Extensive experience with RMIS, Power BI, and Excel is required.
• Experience in Accounting and Financial functions preferred.
• A strong understanding of insurance coverages and policy language is required.
• Strong skills in using Microsoft Office applications.
• Experience in claim handling in a self-administered environment is preferred.
• Strong interpersonal and communication skills, both written and verbal.
• Able to adapt quickly in a dynamic work environment.