Risk Data Scientist

About the role

Flexcar is seeking a Risk Data Scientist to manage model-driven approaches to credit, accident, and fraud risk. The role involves building and calibrating models, managing the platforms they run on, and translating results into actionable recommendations. This is a hands-on individual contributor role with significant influence over risk management strategies.

Responsibilities

• Risk Modeling & Model Development with AI
• Build, refine, and maintain eligibility models and risk scoring frameworks using the latest AI tools
• Balance multiple initiatives at once, collaborating across the organization to rapidly solve problems through applied data science
• Own calibration and ongoing improvement of Safe Driving Score and related behavioral risk models
• Lead feature selection, target variable development, and model validation
• Collaborate with stakeholders to set risk thresholds that balance growth with loss targets

Requirements

• Required: Bachelor’s degree in Economics, Mathematics, Business or a related discipline
• Preferred: 3+ years of experience in a data science or quantitative modeling role with proven, quantifiable output
• Comfortable with AI-first solutions, with experience using the latest AI tools to drive results at a high velocity
• Strong Python and SQL skills; comfortable working with messy, real-world data
• Hands-on experience building and deploying predictive models in a production environment
• Ability to work independently and own outcomes, not just tasks

Qualifications

• Nice to Have: Experience with AI data science platforms and orchestration platforms
• Nice to Have: Experience with behavioral or telematics-based risk signals
• Nice to Have: Familiarity with third-party data vendors used in risk decisioning

Skills

• Strong Python and SQL skills
• Experience with AI data science platforms and orchestration platforms
• Experience with behavioral or telematics-based risk signals
• Familiarity with third-party data vendors used in risk decisioning

Benefits

• Rest & Relaxation: Flexible PTO policy
• Future Savings: Benefit from a 401(k) plan with company match from day one
• Benefits: Excellent, low-cost healthcare coverage including: medical, dental, vision, eligibility day one
• Drive a Flexcar! Discounted employee rate on Flexcar products and no annual membership fee
• Weekly Pay
• and other amazing perks!

Pay

$112,000 - $155,000 + Full Benefit Package

Schedule

Full Time – 5 days in office - 50 hours