Risk & Controls Analyst

About the Role

The Risk & Controls Analyst will support fraud operations, third-party risk, regulatory compliance, and operational risk management activities within a financial services or fintech environment. The role is responsible for executing control assessments, identifying control gaps, tracking issues and exceptions through closure, performing root cause analysis, and preparing governance-ready reporting for leadership and risk stakeholders.

Key Responsibilities

• Execute control assessments, quality reviews, and compliance testing across fraud operations, consumer banking, mortgage, and third-party risk processes.
• Validate investigative processes, case documentation, analyst decisions, and operational procedures against internal policy, regulatory requirements, and governance standards.
• Identify control gaps, quality issues, regulatory exceptions, and operational risks; perform root cause analysis and recommend corrective actions.
• Track issues, exceptions, remediation plans, and management action plans through closure while monitoring aging, escalation needs, and audit readiness.
• Conduct third-party and affiliate risk assessments, including inherent risk questionnaires, due diligence reviews, and vendor risk documentation.
• Prepare monthly dashboards, executive reports, and governance updates summarizing control performance, exception trends, remediation status, and emerging fraud or compliance risks.
• Run SQL queries and review data outputs to identify anomalies, control breaches, reporting gaps, and process improvement opportunities.
• Partner with Operations, Compliance, Risk, Legal, Technology, and business stakeholders to resolve findings and strengthen control effectiveness.
• Support SOP development, documentation updates, calibration sessions, analyst coaching, and continuous improvement initiatives.

Required Qualifications

• 5+ years of experience in risk, controls, fraud operations, quality assurance, compliance, mortgage/consumer lending, third-party risk, or financial services operations.
• Hands-on experience performing control testing, compliance reviews, QA reviews, issue management, remediation tracking, and root cause analysis.
• Working knowledge of financial services regulations and control expectations, including one or more of RESPA, Regulation B, ECOA, TRID, Regulation Z, AML, KYC, OFAC, or consumer protection requirements.
• Experience preparing management reporting, dashboards, exception tracking, and governance-ready documentation.
• Ability to analyze data, identify patterns and anomalies, and translate business or reporting requirements into clear technical requirements for data and technology teams.
• Strong communication, stakeholder management, documentation, and problem-solving skills.

Benefits

• Discretionary Annual Incentive
• Comprehensive Medical Coverage: Medical & Health, Dental & Vision, Disability Planning & Insurance, Pet Insurance Plans
• Family Support: Maternal & Parental Leaves
• Insurance Options: Auto & Home Insurance, Identity Theft Protection
• Convenience & Professional Growth: Commuter Benefits & Certification & Training Reimbursement
• Time Off: Vacation, Time Off, Sick Leave & Holidays
• Legal & Financial Assistance: Legal Assistance, 401K Plan, Performance Bonus, College Fund, Student Loan Refinancing

Pay

$68,000 - $80,000 per year

This response is AI-generated, for reference only.