Risk Associate

About the role

This is an on-site, in-person role in Corinth, TX. The Risk Associate is responsible for supporting DATCU’s risk management framework by identifying vulnerabilities, assessing potential risk exposures, and monitoring internal and external threats to help safeguard the organization, its members, employees, and assets. The role exercises independent judgment in evaluating risks, investigating concerns, and recommending corrective actions to mitigate fraud, financial loss, property damage, or legal liability. The associate assists in the development, implementation, and enhancement of fraud prevention programs to address evolving risks and organizational needs. Responsibilities include analyzing and classifying risks based on likelihood and potential impact, including assessing financial exposure to the credit union, ensuring compliance with established policies, procedures, and regulatory requirements, and providing prompt, professional service to members. Miscellaneous administrative duties and other related responsibilities may be assigned.

Responsibilities

• Identify and assess financial, operational, compliance, strategic, and vendor risks, including potential business impact.
• Support risk mitigation efforts, internal control enhancements, and corrective action plans.
• Contribute to risk management frameworks, policies, risk appetite statements, and fraud/security initiatives.
• Monitor KRIs, analyze trends, and prepare risk reports and recommendations for management.
• Perform data analysis, identify risk exposures, and maintain risk registers.
• Partner with Internal Audit, Legal, and Compliance teams to ensure consistent risk management and reporting.
• Assist with incident investigations, root cause analysis, and risk reduction recommendations.

Requirements

• 2–4 years of professional experience in risk management, internal audit, compliance, or financial analytics.
• Knowledge of regulatory requirements related to risk management in the credit union industry.
• Knowledge of laws and regulations governing credit unions and familiarity with NCUA examination procedures and guidelines.
• Strong understanding of risk management frameworks.
• Ability to thrive in a fast-paced environment.
• Capacity to be objective about controls and processes.
• Excellent organizational, oral, and written communication skills.
• Professional appearance, dress, and attitude.
• Advanced proficiency in Microsoft Excel (pivot tables, data analysis) and data visualization tools such as Power BI.

Competencies

• Results-driven
• Attention to detail
• Problem-solving
• Strong analytical thinking
• Effective communicator
• Team-oriented with cross-functional collaboration skills