Risk Analyst

Responsibilities

• Monitor acquisitions and dispositions across all corporate entities
• Manage master general liability, workers compensation, auto liability, property, and financial / professional insurance programs.
• Add and delete exposures.
• Obtain Insurance order forms, loss history, and contracts.
• Provide internal quotes for various lines of coverage.
• Notify brokers and request certificates of insurance for stakeholders.
• Invoice pro-rata premium and coordinate with accounting to collect premium and deductible payments or send return premium.
• Fleet management: Certificate Monitoring and Issuance
• Responsible for obtaining verification of insurance for fee-managed properties not insured under master programs.
• Issuing certificates for master program participants as requested.
• Issuing vehicle identification cards.
• Responding to certificate requests from internal and external stakeholders.
• Communicate, coach, and train stakeholders and risk owners entering and exiting master programs.
• Prepare and submit activity / status reports.
• Support and assist insurance brokers and companies as needed.
• Collect and aggregate insurance premium and loss experience data as required for budgeting and planning purposes and for profitability analytics.
• Analyze historical loss data to support forecasting, budgeting, maximum loss scenarios, loss causes / trends.
• Develop recommendations based on findings, including impact to renewal strategies and emerging insurance risks.
• Database maintenance and data entry.
• Maintain exposure information on revenue, locations, property values, and vehicles.
• Generate reports combining underwriting and loss information to support risk management objectives.
• Track and compile insurance data and prepare various management and activity reports as necessary.
• Monitor delivery of data and reports.
• Cook up insurance carrier audits on loss sensitive plans.
• Support external claim management service provider by providing personnel and location information and any other relevant information to support claim management in close partnership with the respective markets.
• Communicate effectively with both external and internal stakeholders, ensuring expectations are met from all stakeholders.

Qualifications

• Bachelor’s degree in a relevant field; CRMP, ARM, or CPCU designation preferred.
• Minimum 3 years of progressive experience in risk management, preferably in commercial real estate.
• Advanced knowledge of risk management terminology, legal documents, and insurance applications.
• Proficiency in word processing, spreadsheets, reporting and database management.
• Strong analytical, communication, and critical thinking skills.
• Customer service mindset.