Risk Analysis Analyst

About the role

At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day. Being a Great Place to Work and providing a culture of caring is core to how we drive Responsible Growth. We are intentional about fostering an inclusive workplace where every teammate has the opportunity to succeed, build a career and contribute to our shared success. This includes attracting and developing exceptional talent, recognizing and rewarding performance, and supporting our teammates’ physical, emotional, and financial wellness through affordable, competitive and flexible benefits. We value the unique perspectives individuals bring from all backgrounds and career paths - whether shaped by military service, community college education, or a wide range of work and life experiences. These journeys foster resilience, leadership and innovation, strengthening our workforce and positively impact the communities we serve. Bank of America is committed to an in-office culture that supports collaboration, engagement, and career development. Our approach includes clear in-office expectations, while providing an appropriate level of flexibility based on role-specific responsibilities and business needs. At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us!

This job is responsible for developing or managing data sets, supporting reporting and analysis, and assisting with modeling activities to help manage risk and minimize losses. Key responsibilities include analyzing portfolio trends, developing data sets or queries to extract data, and supporting the curation of data for internal and external reporting needs. Job expectations include supporting new information and insights, often through statistical analysis. This role is responsible for supporting risk strategies, reporting, validation, and analytical initiatives across lending and operational risk processes. The successful candidate will leverage data-driven insights to monitor portfolio performance, validate business rules, support risk governance requirements, and deliver impactful reporting to management. The ideal candidate will possess strong technical skills in SQL, PowerCurve (or similar decision management platforms), and Tableau, along with demonstrated experience in reporting development, data validation, and quality assurance.

Responsibilities

• Supports reporting to allow risk and business partners to effectively identify and manage risk
• Analyzes information to support data design, portfolio trends, loss trends, and portfolio dynamics to support alignment with business strategies
• Assists product strategic initiatives affecting multiple risk functions and lines of business to ensure company goals are met
• Provides analytical support and utilizes analytical techniques to aggregate data
• Supports with responding to requests for information from both internal and external parties
• Provides assistance to remediate data quality issues by providing analytical support and assistance to cross-functional efforts
• Helps monitor the outputs of controls and supports the investigation of alerts from control checks
• Develop, maintain, and enhance risk reporting and dashboards using Tableau and other visualization tools.
• Write complex SQL queries to extract, transform, analyze, and validate large data sets.
• Support the implementation, testing, and maintenance of decision strategies within PowerCurve or similar rule-based decision engines.
• Perform data quality reviews and validation testing to ensure accuracy, completeness, and consistency of risk reporting.
• Analyze portfolio performance and identify trends, anomalies, and emerging risk patterns.