Retail Mortgage Loan Originator

About the role

Responsible for the sales and marketing of Truist Mortgage Loan products within bank policies and procedures as well as consistent, effective referrals of mortgage clients for other bank services, including the qualifying package of services, and insurance products.

Responsibilities

• Execute effective mortgage marketing and development plans to meet or exceed agreed upon mortgage production goals.
• Maintain a complete and thorough knowledge of the Mortgage Strategies, Policies and Procedures, as well as secondary market investor's guidelines utilized by Truist.
• Adhere to and comply fully with any and all Truist policies and procedures related to internal and external rules and regulations, particularly those established by State and Federal law.
• Provide mortgage clients sound mortgage advice based on a full understanding of client needs as well as Truist Mortgage products and their benefits.
• Consistently execute on Truist's referral process by introducing mortgage clients to other bank solutions for deepening client opportunities.
• Assist Mortgage Loan Fulfillment with client, attorney, or appraiser document follow-up as determined through quality control or post-closing review.

Requirements

• 1+ year(s) experience in banking and/or lending environment with basic knowledge of residential property types
• Must be SAFE Mortgage Licensing Act compliant within 30 days of employment (including new or transfer of registration and applicable NMLS acceptable background check)
• English language fluency (required)

Skills

• Good organizational, written and verbal communication skills
• Possesses solid interpersonal and negotiation skills
• Demonstrated proficiency in relevant computer applications

Qualifications

• Bachelor's degree in Business, Marketing, Accounting, or related studies or equivalent financial sales experience
• Two or more years of experience in residential mortgage lending with solid knowledge of the local market and regulations
• Previous sales awards and leadership positions

Benefits

All regular teammates working 20 hours or more per week are eligible for benefits, including medical, dental, vision, life insurance, disability, accidental death and dismemberment, tax-preferred savings accounts, and a 401k plan. Teammates receive no less than 10 days of vacation (prorated) and 10 sick days (prorated) during their first year, plus paid holidays. Depending on position and division, the role may also be eligible for Truist’s defined benefit pension plan, restricted stock units, and/or a deferred compensation plan.

Pay

This position is paid solely on commissions based on the applicable standard commission rate and terms, which may include a salary draw.

Schedule

Work shift: 1st shift (United States of America).