Retail Mortgage Loan Originator

Regular, full-time position. Fluency in English required. 1st shift.

Responsibilities

• Execute effective mortgage marketing and development plans to meet or exceed agreed-upon mortgage production goals.
• Maintain thorough knowledge of Mortgage Strategies, Policies and Procedures, and secondary market investor guidelines utilized by Truist.
• Adhere to all Truist policies and procedures, complying with internal and external rules and regulations, including those established by State and Federal law.
• Provide mortgage clients with sound advice based on a full understanding of client needs and Truist Mortgage products and their benefits.
• Consistently execute Truist's referral process by introducing mortgage clients to other bank solutions to deepen client opportunities.
• Assist Mortgage Loan Fulfillment with client, attorney, or appraiser document follow-up as determined through quality control or post-closing review.

Requirements

• 1+ years of experience in a banking and/or lending environment with basic knowledge of residential property types.
• Good organizational, written, and verbal communication skills.
• Solid interpersonal and negotiation skills.
• Proficiency in relevant computer applications.
• Must be SAFE Mortgage Licensing Act compliant within 30 days of employment, including new or transfer of registration and applicable NMLS acceptable background check.

Qualifications

Preferred Qualifications:

• Bachelor’s degree in Business, Marketing, Accounting, or related studies, or equivalent financial sales experience.
• Two or more years of experience in residential mortgage lending with solid knowledge of the local market and regulations.
• Previous sales awards and leadership positions.

Other Job Requirements

• Sitting/Standing/Walking/Bending/Lifting:
  • Sitting: Frequently (25% - 50% of the time)
  • Standing: Frequently (25% - 50% of the time)
  • Walking: Frequently (25% - 50% of the time)
  • Lifting: Up to 25 lbs.
• Visual / Audio / Speaking: Able to access and interpret client information from a computer and communicate effectively in person and on the phone.
• Manual Dexterity / Keyboarding: Able to operate standard office equipment, including PC keyboard and mouse, copy/fax machines, and printers.
• Availability: Able to work all scheduled hours, including overtime as directed by manager/supervisor and required by business need.
• Travel: Up to 75%.

Benefits

All regular teammates (not temporary or contingent workers) working 20 hours or more per week are eligible for benefits. Eligibility for specific benefits may vary by division.

• Medical, dental, and vision insurance.
• Life insurance, disability, and accidental death and dismemberment coverage.
• Tax-preferred savings accounts and a 401k plan.
• No less than 10 days of vacation (prorated based on date of hire and full-time/part-time status) during the first year of employment, along with 10 sick days and paid holidays.
• Depending on the position and division, may also be eligible for a defined benefit pension plan, restricted stock units, and/or a deferred compensation plan.