Retail Mortgage Loan Originator

Regular, full-time position. Fluency in English required. 1st shift.

Responsibilities

• Execute effective mortgage marketing and development plans to meet or exceed agreed-upon mortgage production goals.
• Maintain thorough knowledge of Mortgage Strategies, Policies and Procedures, and secondary market investor guidelines utilized by Truist.
• Adhere to all Truist policies and procedures, including compliance with State and Federal laws.
• Provide mortgage clients with sound advice based on a full understanding of client needs and Truist Mortgage products.
• Consistently execute Truist’s referral process by introducing mortgage clients to other bank solutions to deepen client relationships.
• Assist Mortgage Loan Fulfillment with document follow-up for clients, attorneys, or appraisers as needed through quality control or post-closing review.

Requirements

• 1+ years of experience in a banking and/or lending environment with basic knowledge of residential property types.
• Good organizational, written, and verbal communication skills.
• Solid interpersonal and negotiation skills.
• Proficiency in relevant computer applications.
• Must be SAFE Mortgage Licensing Act compliant within 30 days of employment, including new or transfer of registration and applicable NMLS background check.

Preferred Qualifications

• Bachelor’s degree in Business, Marketing, Accounting, or related field, or equivalent financial sales experience.
• Two or more years of experience in residential mortgage lending with solid knowledge of the local market and regulations.
• Previous sales awards and leadership positions.

Working Conditions

• Sitting, standing, and walking frequently (25% - 50% of the time).
• Lifting up to 25 lbs.
• Able to access and interpret client information on a computer and communicate effectively in person and on the phone.
• Able to operate standard office equipment, including PC keyboard, mouse, copy/fax machines, and printers.
• Must be available to work all scheduled hours, including overtime as required.
• Travel up to 75%.

Benefits

• Medical, dental, and vision insurance.
• Life insurance and disability coverage, including accidental death and dismemberment.
• Tax-preferred savings accounts and a 401k plan.
• No less than 10 days of vacation (prorated based on hire date and full-time/part-time status) during the first year, plus 10 sick days and paid holidays.
• Eligibility for Truist’s defined benefit pension plan, restricted stock units, and/or deferred compensation plan, depending on the position and division.