Retail Mortgage Loan Originator

Responsibilities

• Execute effective mortgage marketing and development plans to meet or exceed agreed upon mortgage production goals.
• Maintain a complete and thorough knowledge of the Mortgage Strategies, Policies and Procedures, as well as secondary market investor's guidelines utilized by Truist.
• Adhere to and comply fully with any and all Truist policies and procedures related to internal and external rules and regulations, particularly those established by State and Federal law.
• Provide mortgage clients sound mortgage advice based on a full understanding of client needs as well as Truist Mortgage products and their benefits.
• Consistently execute on Truist's referral process by introducing mortgage clients to other bank solutions for deepening client opportunities.
• Assist Mortgage Loan Fulfillment with client, attorney, or appraiser document follow-up as determined through quality control or post-closing review.

Requirements

• 1+ year(s) experience in banking and/or lending environment with basic knowledge of residential property types
• Good organizational, written and verbal communication skills
• Possesses solid interpersonal and negotiation skills
• Demonstrated proficiency in relevant computer applications
• Must be SAFE Mortgage Licensing Act compliant within 30 days of employment in this role including new or transfer of registration, and applicable NMLS acceptable background check
• Bachelor's degree in Business, Marketing, Accounting, or related studies or equivalent financial sales experience (preferred)
• Two or more years of experience in residential mortgage lending with solid knowledge of the local market and regulations (preferred)
• Previous sales awards and leadership positions (preferred)
• Sitting Frequently (25% - 50% of the time)
• Standing Frequently (25% - 50% of the time)
• Walking Frequently (25% - 50% of the time)
• Lifting Up to 25 lbs.
• Able to access and interpret client information received from the computer and able to hear and speak with individuals in person and on the phone.
• Able to work standard office equipment, including PC keyboard and mouse, copy/fax machines, and printers.
• Able to work all hours scheduled, including overtime as directed by manager/supervisor and required by business need.
• Travel Up to 75%
• Language Fluency: English (Required)
• Regular or Temporary: Regular

Benefits

• Medical, dental, vision, life insurance, disability, accidental death and dismemberment coverage
• Tax-preferred savings accounts and a 401(k) plan
• At least 10 days of vacation (prorated) and 10 sick days (prorated) during the first year
• Paid holidays
• Possible eligibility for defined benefit pension plan, restricted stock units, and/or deferred compensation plan depending on position and division

Pay

This position is paid solely on commissions based on the applicable standard commission rate and terms, which may include a salary draw.

Schedule

Work Shift: 1st shift (United States of America). Ability to work all scheduled hours, including overtime as directed by management and required by business needs.