Retail Banker I- Toms River, NJ (40 hours)

About the role

The Retail Banker I is a customer liaison that is integral to delivering TD’s Brand promise by utilizing financial expertise and consultative advice to assist Customers with their banking solutions/needs. This role contributes to the achievement of business objectives that enable growth through identifying appropriate TD solutions that help Customers achieve their financial goals and optimize their relationship with TD.

Responsibilities

• Utilizes Customer relationship management tools to proactively play a key role in customer assessments, proactively identifies Customer solutions and lead-focused outbound sales activities
• Independently resolves customer issues, errors and problems, escalating when necessary
• Delivers Legendary experience by helping customers, building relationships, and delivering service and advice
• Serves as a Customer advocate in improving customer financial confidence, providing customer resolution, proactive tips and insights on saving time & money
• May act as a point of escalation for Customer questions or concerns
• Performs a variety of (teller) transactions including check cashing, deposits, transfers and withdrawals while monitoring fraud mitigation and adhering to established operational policies and procedures
• Responds quickly to sounds, sitting, standing, walking, reaching overhead, reaching forward, pushing, pulling, squatting, bending, kneeling, crawling, climbing, twisting, concentrating for long periods of time, applying common sense to deal with problems involving standardized situations, reading, writing and comprehending instructions, adding, subtracting, multiplying and dividing

Requirements

• Must be able to complete teller training upon hire to take customer transactions
• Must be eligible for employment with a covered financial institution under the standards established by Regulation Z of the Truth in Lending Act, 12 CFR Part 1026.36
• Must be eligible for registration as a registered mortgage loan originator with the NMLS (Nationwide Mortgage Licensing System and Registry) in accordance with the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act), 12 U.S.C.5102 et seq., and its implementing regulations, 12 CFR Part 1007

Qualifications

• HS Diploma or GED
• 1+ years' experience working with customers and/or sales in any capacity or equivalent demonstrated through any of the following: volunteering, education, military experience preferred
• Teller experience preferred
• Demonstrated ability to engage in customer conversations while educating them on products and services preferred
• Demonstrated organization skills to handle multiple tasks in a fast-paced environment
• Excellent communication skills with ability to be concise, clear and consistent
• Demonstrated ability to schedule and prioritize work
• Demonstrated ability to work independently and within deadlines
• Sound judgment in decision making and effective problem solving
• Proficient in Microsoft Office
• Notary License (Preferred)

Skills

• Financial expertise and consultative advice
• Product knowledge and understanding of full product suite, services and processes of business area
• Customer relationship management tools
• Customer assessment and proactive sales activities
• Customer issue resolution and escalation
• Customer service and advice activities
• Customer financial confidence and resolution
• Customer preference understanding and self-service options
• Customer flow engagement and lobby leadership
• Customer transaction processing and fraud mitigation
• Customer financial advice and recommendations
• Customer interaction and personalized service
• Customer accountabilities and loyalty
• Customer service strategy and advice
• Customer transaction handling and error resolution
• Customer financial advice and recommendations
• Customer preference understanding and self-service options
• Customer flow engagement and lobby leadership
• Customer transaction processing and fraud mitigation
• Customer financial advice and recommendations
• Customer interaction and personalized service
• Customer accountabilities and loyalty
• Customer service strategy and advice
• Customer transaction handling and error resolution
• Customer financial advice and recommendations
• Customer preference understanding and self-service options
• Customer flow engagement and lobby leadership
• Customer transaction processing and fraud mitigation
• Customer financial advice and recommendations
• Customer interaction and personalized service
• Customer accountabilities and loyalty
• Customer service strategy and advice
• Customer transaction handling and error resolution
• Customer financial advice and recommendations
• Customer preference understanding and self-service options
• Customer flow engagement and lobby leadership
• Customer transaction processing and fraud mitigation
• Customer financial advice and recommendations
• Customer interaction and personalized service
• Customer accountabilities and loyalty
• Customer service strategy and advice
• Customer transaction handling and error resolution
• Customer financial advice and recommendations
• Customer preference understanding and self-service options
• Customer flow engagement and lobby leadership
• Customer transaction processing and fraud mitigation
• Customer financial advice and recommendations
• Customer interaction and personalized service
• Customer accountabilities and loyalty
• Customer service strategy and advice
• Customer transaction handling and error resolution
• Customer financial advice and recommendations
• Customer preference understanding and self-service options
• Customer flow engagement and lobby leadership
• Customer transaction processing and fraud mitigation
• Customer financial advice and recommendations
• Customer interaction and personalized service
• Customer accountabilities and loyalty
• Customer service strategy and advice
• Customer transaction handling and error resolution
• Customer financial advice and recommendations
• Customer preference understanding and self-service options
• Customer flow engagement and lobby leadership
• Customer transaction processing and fraud mitigation
• Customer financial advice and recommendations
• Customer interaction and personalized service
• Customer accountabilities and loyalty
• Customer service strategy and advice
• Customer transaction handling and error resolution
• Customer financial advice and recommendations
• Customer preference understanding and self-service options
• Customer flow engagement and lobby leadership
• Customer transaction processing and fraud mitigation
• Customer financial advice and recommendations
• Customer interaction and personalized service
• Customer accountabilities and loyalty
• Customer service strategy and advice
• Customer transaction handling and error resolution
• Customer financial advice and recommendations
• Customer preference understanding and self-service options
• Customer flow engagement and lobby leadership
• Customer transaction processing and fraud mitigation
• Customer financial advice and recommendations
• Customer interaction and personalized service
• Customer accountabilities and loyalty
• Customer service strategy and advice
• Customer transaction handling and error resolution
• Customer financial advice and recommendations
• Customer preference understanding and self-service options
• Customer flow engagement and lobby leadership
• Customer transaction processing and fraud mitigation
• Customer financial advice and recommendations
• Customer interaction and personalized service
• Customer accountabilities and loyalty
• Customer service strategy and advice
• Customer transaction handling and error resolution
• Customer financial advice and recommendations
• Customer preference understanding and self-service options
• Customer flow engagement and lobby leadership
• Customer transaction processing and fraud mitigation
• Customer financial advice and recommendations
• Customer interaction and personalized service
• Customer accountabilities and loyalty
• Customer service strategy and advice
• Customer transaction handling and error resolution
• Customer financial advice and recommendations
• Customer preference understanding and self-service options
• Customer flow engagement and lobby leadership
• Customer transaction processing and fraud mitigation
• Customer financial advice and recommendations
• Customer interaction and personalized service
• Customer accountabilities and loyalty
• Customer service strategy and advice
• Customer transaction handling and error resolution
• Customer financial advice and recommendations
• Customer preference understanding and self-service options
• Customer flow engagement and lobby leadership
• Customer transaction processing and fraud mitigation
• Customer financial advice and recommendations
• Customer interaction and personalized service
• Customer accountabilities and loyalty
• Customer service strategy and advice
• Customer transaction handling and error resolution
• Customer financial advice and recommendations
• Customer preference understanding and self-service options
• Customer flow engagement and lobby leadership
• Customer transaction processing and fraud mitigation
• Customer financial advice and recommendations
• Customer interaction and personalized service
• Customer accountabilities and loyalty
• Customer service strategy and advice
• Customer transaction handling and error resolution
• Customer financial advice and recommendations
• Customer preference understanding and self-service options
• Customer flow engagement and lobby leadership
• Customer transaction processing and fraud mitigation
• Customer financial advice and recommendations
• Customer interaction and personalized service
• Customer accountabilities and loyalty
• Customer service strategy and advice
• Customer transaction handling and error resolution
• Customer financial advice and recommendations
• Customer preference understanding and self-service options
• Customer flow engagement and lobby leadership
• Customer transaction processing and fraud mitigation
• Customer financial advice and recommendations
• Customer interaction and personalized service
• Customer accountabilities and loyalty
• Customer service strategy and advice
• Customer transaction handling and error resolution
• Customer financial advice and recommendations
• Customer preference understanding and self-service options
• Customer flow engagement and lobby leadership
• Customer transaction processing and fraud mitigation
• Customer financial advice and recommendations
• Customer interaction and personalized service
• Customer accountabilities and loyalty
• Customer service strategy and advice
• Customer transaction handling and error resolution
• Customer financial advice and recommendations
• Customer preference understanding and self-service options
• Customer flow engagement and lobby leadership
• Customer transaction processing and fraud mitigation
• Customer financial advice and recommendations
• Customer interaction and personalized service
• Customer accountabilities and loyalty
• Customer service strategy and advice
• Customer transaction handling and error resolution
• Customer financial advice and recommendations
• Customer preference understanding and self-service options
• Customer flow engagement and lobby leadership
• Customer transaction processing and fraud mitigation
• Customer financial advice and recommendations
• Customer interaction and personalized service
• Customer accountabilities and loyalty
• Customer service strategy and advice
• Customer transaction handling and error resolution
• Customer financial advice and recommendations
• Customer preference understanding and self-service options
• Customer flow engagement and lobby leadership
• Customer transaction processing and fraud mitigation
• Customer