Residential Lending Loan Officer
About the role
Responsible for originating all types of residential, secondary market loans including but not limited to purchase transactions, refinances, construction loans, lot loans and bridge loans ensuring all account documentation is complete, accurate, properly secured and adheres to compliance guidelines.
Responsible for attaining monthly closed loan volume
Responsible for completing application thoroughly and exporting files to processing
Responsible for positive, clear and on-going communication with customers, potential customers and co-workers to include a customer consultation with every loan application
Maintain relationships with referral sources in current markets and seek referral sources in new and existing markets through outside calls
Active community involvement and participation in marketing bank products/services
Support bank locations and other assigned branches as requested
Requirements
- Experience with and a working knowledge of residential lending processes, documentation and compliance regulations
- Experience and knowledge of current government and conventional secondary market loan guidelines as well as secondary market lending experience preferred
- Computer literate with excellent written and verbal communication skills along with strong customer service skills
- Excellent organizational skills and the ability to manage multiple tasks while managing deadlines in stressful situations
- Demonstrate an independent working attitude within a team framework