Relationship Manager, Water
Benefits
- Time-Off Packages, 15 days of vacation, 10 paid sick days and 11 paid holidays
- Competitive Compensation & Incentive
- Hybrid work model: flexible arrangements for most positions
- Benefits Packages, including Medical, Dental and Vision coverage, Disability, AD&D, and Life Insurance
- Robust associate training and development with CoBank University
- Tuition reimbursement for higher education
- Outstanding 401k: up to 6% matching and additional 3% non-elective contribution & Student Loan Match
- Community Impact: United Way Angel Day, Volunteer Day and Associate Directed Contribution
- Associate Resource Groups: creating a culture of respect and inclusion
- Recognize a fellow associate through our GEM awards
Job Description
Manages the overall profitability and credit quality of a loan portfolio. Manages account relationships with existing and prospective customers in assigned market and/or industry segment. Maximizes credit and financial services provided to the customer to enhance the bank's profitability goals. Implements marketing and account servicing plans to capitalize on marketing opportunities within assigned segment. Develops new business and manages existing portfolio. Supports the achievement of profitability and credit goals for the division through day-to-day management of account relationships.
Essential Functions
- Manages the day-to-day customer relationship of accounts.
- Meets regularly with customers and gathers information on their businesses, needs, strategic direction, and earnings to determine business opportunities.
- Calls on potential or existing customers to develop new business and increase or retain existing business.
- Cross-markets CoBank’s products and services to meet goals for assigned accounts.
- Implements plans to capitalize on marketing opportunities.
- Contributes to the development and analysis of financial data for new or renewed financing arrangements.
- Recommends decisions on loan terms and loan servicing actions within approved limits on assigned accounts.
- Manages to profitability and credit quality targets for portfolio.
- Provides guidance to credit analysis area in the development and analysis of financial background data for new or renewed loans.
- Prudently services accounts to protect CoBank and minimize losses.
- Maintains expertise in a designated market/industry segment and keeps abreast of industry trends, technology, regulatory requirements and the competitive environment.
- Studies industrial, commercial, and financial situations relating to new or existing businesses as requested.
- Provides guidance or advice to customers as appropriate.
Education
Bachelor's Degree required
Work Experience
5 years of relevant experience, preferably in banking, financial services industry or agriculture. preferred
Physical Exertion Details
Sedentary Exerting up to 10 pounds of force occasionally (Occasionally: activity or condition exists up to 1/3 of the time) and/or a negligible amount of force frequently (Frequently: activity or condition exists from 1/3 to 2/3 of the time) to lift, carry, push, pull, or otherwise move objects, including the human body. Sedentary work involves sitting most of the time, but may involve walking or standing for brief periods of time. Jobs are sedentary if walking and standing are required only occasionally and all other sedentary criteria are met.
Travel Requirement Details
Regular Travel occurs on a consistent basis (typically, once a week or every other week).