Jobs · Finance · Texas

Relationship Manager II - Business Credit/Steel City

PNC · Dallas, TX · 3 days ago
On-siteFinance$123k–$250k/yrFull-time

About the role

Coordinates relationship management activities with existing clients to ensure client retention, risk management and revenue growth. Typically works with clients with moderate levels of risk and complexity of needs. Generally works with a moderate degree of supervision.

Responsibilities

  • Handles the origination, negotiation and documentation of credit and non-credit products and services.
  • Prepares approval documents using judgment and guidance from manager to identify risks and mitigants, and analyze credit, collateral strength, and financial worthiness of loan/transaction parties.
  • Within stated guidelines effectively manages risk/return and drive quality for existing clients, actively identifying and mitigating different types of risk, such as regulatory, reputational, operational and credit risks.
  • Works within stated guidelines to expand and retain client relationships to generate revenue and deepen share of wallet.
  • Focuses on client retention strategies and providing ideas and insights based on an understanding of the client's needs and their financial well-being.
  • Focuses on increasing client engagement and loyalty.
  • Builds and maintains an effective network of internal and external relationships, such as community and industry relationships, to enhance the client experience.
  • Focuses on bringing entire bank to the client by presenting the full range of PNC's products and services.
  • Works with internal and external business partners and borrowers to better secure collateral coverage.
  • With significant oversight and direction as applicable, negotiates workout options with customers to reduce risks and losses.

Requirements

Successful candidates must demonstrate appropriate knowledge, skills, and abilities for a role. Listed below are skills, competencies, work experience, education, and required certifications/licensures needed to be successful in this position.

Qualifications

  • Book Of Business, Client Relationship Building, Credit Processes, Credit Products, Customer Engagement, Decision Making, Financial Analysis, Identifying Sales Opportunities
  • Accuracy and Attention to Detail, Business Acumen, Collateral Management, Credit Analysis and Verification, Customer Experience Management., Effective Communications, Financial Engineering, Regulatory Environment - Financial Services
  • Roles at this level typically require a university / college degree, with 5+ years of industry-relevant experience. Specific certifications are often required. In lieu of a degree, a comparable combination of education, job specific certification(s), and experience (including military service) may be considered.
  • Bachelor's Degree

Skills

  • Book Of Business
  • Client Relationship Building
  • Credit Processes
  • Credit Products
  • Customer Engagement
  • Decision Making
  • Financial Analysis
  • Identifying Sales Opportunities

Benefits

  • Medical/Prescription Drug Coverage
  • Dental and Vision Options
  • Employee and Spouse/Child Life Insurance
  • Short and Long-Term Disability Protection
  • 401(k) with PNC Match
  • Pension and Stock Purchase Plans
  • Dependent Care Reimbursement Account
  • Back-Up Child/Elder Care
  • Adoption, Surrogacy, and Doula Reimbursement
  • Education Assistance
  • A Robust Wellness Program with Financial Incentives

Pay

Base Salary: $123,200.00 – $249,600.00
Salaries may vary based on geographic location, market data and on individual skills, experience, and education.

Schedule

In-office position.

Benefits

  • Medical/Prescription Drug Coverage (with a Health Savings Account feature)
  • Dental and Vision Options
  • Employee and Spouse/Child Life Insurance
  • Short and Long-Term Disability Protection
  • 401(k) with PNC match
  • Pension and Stock Purchase Plans
  • Dependent Care Reimbursement Account
  • Back-Up Child/ Elder Care
  • Adoption, Surrogacy, and Doula Reimbursement
  • Education Assistance, including select programs fully paid
  • A robust wellness program with financial incentives

Disability Accommodations

If an accommodation is required to participate in the application process, please contact us via email at AccommodationRequest@pnc.com. Please include “accommodation request” in the subject line title and be sure to include your name, the job ID, and your preferred method of contact in the body of the email.

Equal Employment Opportunity

PNC provides equal employment opportunity to qualified persons regardless of race, color, sex, religion, national origin, age, sexual orientation, gender identity, disability, veteran status, or other categories protected by law. This position is subject to the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA) and, for any registered role, the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act) and/or the Financial Industry Regulatory Authority (FINRA).

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