Relationship Manager

FB Financial is seeking a Relationship Manager to generate and manage consumer, Corporate & Industrial (C&I), and Commercial Real Estate (CRE) loan and deposit portfolios while balancing loan production and credit quality. The role focuses on minimizing risk through adherence to bank policies and developing client relationships by matching FirstBank’s products with client needs.

Responsibilities

• Manage an active portfolio of consumer, C&I (generally less than $3-5MM), and CRE (generally less than $3-5MM) loan relationships, meeting and exceeding sales goals in deposits, loans, revenue growth, profitability, and client acquisition.
• Demonstrate credit underwriting and loan documentation skills, complete proper underwriting of loans, and approve within loan authority or in conjunction with a Credit Officer.
• Review and monitor asset quality, including past due loan information, collateral exceptions, covenant compliance, risk rating, and borrowing bases.
• Develop new business by identifying prospective clients and referral sources for all bank products and services through prospecting and Centers of Influence.
• Provide consultative guidance to Relationship Managers, Financial Center Managers, and Market Presidents on C&I relationships.
• Demonstrate product knowledge of deposits, loans, Treasury Management services, Capital Markets, and an understanding of economics.
• Monitor new developments in lending, compliance, loan policies, and regulations.
• Read, understand, and analyze client financial statements in correlation to business operations.
• Manage the full loan process, including administrative duties, preparing approval and closing documents, reviewing and monitoring past due loan information, clearing exceptions, and resolving loan processing and payment errors.
• Represent FirstBank by participating in bank and community activities, events, and civic organizations to build, expand, and maintain business and social networks.
• Provide consistent, distinctive service to all clients when delivering the FirstBank service experience.
• Practice safe and sound bank procedures, including adherence to applicable laws and regulations, internal controls, operational procedures, risk management policies, and security protocols.
• Perform other duties as assigned.

Requirements

• High school diploma or equivalent required; Bachelor’s degree preferred.
• Minimum of five years of specific banking or business development experience; in-market experience preferred.
• National Mortgage Licensing System (NMLS) Certification within the first year of employment.