Relationship Banker- Mission Gorge, CA

About the Role

Associates at California Bank & Trust work in a relationship-centered culture where they are provided with the tools, training, and opportunities to build the best possible relationships with our clients and with each other. Our workplace culture values each associate’s unique experiences, background, and perspectives and provides a collaborative environment for all employees to grow and thrive.

As a premier California-focused financial services company dedicated to serving its communities, families, and businesses (small, mid-sized, and large), CB&T has been active for 70 years and has more than 80 full-service branch offices across the state. This role is based at our Mission Gorge, CA branch and focuses on identifying appropriate lending opportunities, soliciting and developing all types of business activity, specializing in commercial loans, and participating in the development of overall commercial loan objectives, policies, and practices.

Responsibilities

• Acquire, analyze, and maintain client relationships.
• Provide suitable credit, deposit, or other banking services as well as counsel and advice to best meet clients' needs.
• Analyze risks and profitability of assigned client base to ensure ongoing profitability and conformity with credit terms.
• Solicit the sale of additional products and services to meet clients' needs.
• Develop and implement marketing plans for expanding business.
• Negotiate loan terms and conditions.
• Remain well-versed in industrial, economic, and financial situations relating to assigned clients.
• May be assigned specialized industry or market segments.
• Other duties as assigned.

Requirements

• Bachelor's degree in business, finance, or a related field.
• 2-4+ years of commercial lending, credit-associated lending, and bank sales experience. A combination of education and experience may meet requirements.
• Strong business development skills.
• Basic knowledge of bank products, credit, and commercial lending techniques and procedures.
• Ability to expand loans, client relationships, and bank products.
• Good interpersonal, oral, and written communication skills needed to create relationships with loan clients.
• Solid analytical and negotiation skills.
• Full use and application of basic lending principles, theories, concepts, and techniques.

Benefits

• Medical, Dental, and Vision Insurance – start day one.
• Life and Disability Insurance.
• Paid Parental Leave and Adoption Assistance.
• Health Savings (HSA), Flexible Spending (FSA), and dependent care accounts.
• Paid Training, Paid Time Off (PTO), and 11 Paid Federal Holidays (plus any applicable state holidays).
• 401(k) plan with company match and Profit Sharing.
• Mental health benefits including coaching and therapy sessions.
• Tuition Reimbursement for qualifying employees enrolled in an accredited degree program related to the needs of the business (maximum of $5,250 per calendar year; eligible upon hire).
• Employee Ambassador preferred banking products.

Pay

This position is eligible to earn a base salary in the range of $79,000–$103,000 depending on job-related factors such as level of experience.