Relationship Banker III - Dennis
The Cape Cod Five Cents Savings Bank · Dennis, MA · 6 days ago
On-siteFinanceFull-time
Essential Job Functions/Responsibilities
- Develops rapport with customers, greeting customers by name, understand account ownership types and authority, being responsive and timely with correspondence and problem resolution, while display a caring attitude (GUEST philosophy)
- Provides excellent customer care to customers relative to daily transactions, addressing inquiries, and problem resolution, in accordance with Bank policies and procedures
- Performs banking transactions including: processing deposits and loan payments, verifying cash and endorsements, check cashing, money orders and treasurer’s check issuance and savings bond redemption
- Safeguards customer trust by upholding duty of customer confidentiality
- Maintains compliance with all required laws, regulations, policies and procedures
- Timely completion of all assigned learning activities
- Participates in Banking Center meetings and one-on-one coaching sessions
- Fulfills all Banking Center opening and closing activities
- Introduces and advises on the Bank's deposit and consumer loan products and services to appropriately meet customer needs in a proactive manner
- Assists customers in preparing loan applications for home equity products and other consumer loans
Education, Certifications
- Bachelor’s degree preferred
- National Mortgage Licensing System (NMLS) registration
- Notary Public commission
Knowledge, Skills & Abilities
- Minimum two years banking experience
- Ability to mentor RB I and RB II team members
- Ability to independently complete transactions and all platform services, including transactions, account opening (business and personal), home equity loans and lines, IRAs, etc.
- Ability to execute more complex account openings and transactions independently, e.g., business accounts
- Demonstrated high level of judgement
- Demonstrated ability to fulfill the Banking Center opening and closing activities
- Proven customer relationship building experience
- Strong verbal and written communication skills
- Critical thinking, decision making and problem solving skills
- Must have cyber security awareness to protect the digital environment, the Bank, and customers
Competencies
- Courage
- Technology Savviness/Digital Enthusiast
- Financial Comprehension
- Adaptability and Flexibility
- Sales Aptitude
- Eager and Agile Learner