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Jobs · Finance · California

Relationship Banker (Commercial Lending) - Monarch Beach, CA

California Bank & Trust · Huntington Beach, CA · 3 wk ago
On-siteFinance$100k–$115k/yrFull-time

About the role

Associates at California Bank & Trust work in a relationship-centered culture where they are provided with the tools, training, and opportunities to build strong relationships with clients and colleagues. As a premier California-focused financial services company with over 70 years of history and more than 80 full-service branches, CB&T is dedicated to serving communities, families, and businesses of all sizes. This role supports lending needs across multiple local branches, partnering closely with branch teams to deliver high-quality lending solutions and build strong customer relationships in the Monarch Beach market.

Responsibilities

  • Acquire, analyze, and maintain lending client relationships.
  • Provide suitable credit, deposit, or other banking services along with counsel to meet clients' needs.
  • Analyze risks and profitability of assigned client base to ensure ongoing profitability and conformity with credit terms.
  • Solicit the sale of additional products and services to meet clients' needs.
  • Develop and implement marketing plans for expanding business.
  • Negotiate loan terms and conditions.
  • Stay well-versed in industrial, economic, and financial situations relating to assigned clients.
  • May be assigned specialized industry or market segments.
  • Perform other duties as assigned.

Requirements

  • Bachelor’s degree in business, finance, or a related field.
  • 4+ years of commercial lending, credit-associated lending, and bank sales experience. A combination of education and experience may meet requirements.
  • Working knowledge of bank products, credit, and commercial lending techniques and procedures.
  • Ability to expand loans, client relationships, and bank products.
  • Strong interpersonal, oral, and written communication skills to build relationships with loan clients.
  • Solid analytical and negotiation skills.
  • Full use and application of standard lending principles, theories, concepts, and techniques.

Benefits

  • Medical, dental, and vision insurance starting on day one.
  • Life and disability insurance.
  • Paid parental leave and adoption assistance.
  • Health Savings Account (HSA), Flexible Spending Account (FSA), and dependent care accounts.
  • Paid training, Paid Time Off (PTO), and 11 paid federal holidays (plus applicable state holidays).
  • 401(k) plan with company match and profit sharing.
  • Competitive compensation in line with work experience.
  • Mental health benefits including coaching and therapy sessions.
  • Tuition reimbursement up to $5,250 per calendar year for qualifying employees enrolled in an accredited degree program related to the business (eligible upon hire).
  • Employee Ambassador preferred banking products.

Pay

This position is eligible to earn a base salary in the range of $100,000 - $115,000 annually, depending on job-related factors such as level of experience.

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