Relationship Banker

Primary Activities And Responsibilities

• Responds to referrals from Senior Management and others
• Actively participates in new business development program
• Interviews commercial loan applicants
• Structures and analyzes new and renewed loan requests and makes loans within lending authority
• Closes loans
• Completes file documentation
• Manages all aspects of an assigned portfolio of loans and relationships
• Maintains compliance with loan policies and appropriate regulations
• Assigns appropriate risk grades to loans and relationships
• Collects past due loans unless assigned to the centralized collectors
• Handles customer service matters and inquiries for lending and non-lending issues

Secondary Activities And Responsibilities

• Sends financial statements to the credit analysts for spreading and analysis
• Maintains and evaluates the performance of direct reports
• Provides informal training and guidance for less experienced lenders
• Participates in community activities and organizations
• Refers appropriate banking opportunities to other departments and personnel
• Willingly accepts and performs all assigned duties and responsibilities