Jobs · Finance · Utah

Relationship Banker 1 - UT-Payson Smith's (30hrs)

U.S. Bank · Payson, UT · 3 wk ago
Finance$20–$23/hrFull-time
We need to output HTML fragment with sections: headings

for section headings like About the role, Responsibilities, Requirements, Qualifications, Skills, Benefits, Pay, Schedule. Use
  • for any list of duties/requirements/benefits, and

    for prose. Do NOT repeat job title as a heading. Do NOT put Job ID / requisition numbers as headings — fold minor metadata into a short

    or drop it. Preserve ALL substantive information; do NOT invent or summarize away detail. Remove cookie/navigation/legal/EEO/equal-opportunity/scam-warning boilerplate, duplicated lines, and application instructions. IMPORTANT: include a section ONLY when the posting has real, specific content for it — never emit a heading followed by filler/placeholder text (e.g. "commensurate with experience", "not specified", "N/A", "varies", "TBD") and never create Pay/Schedule/Benefits sections unless the posting actually states them. Prefer a few substantive sections over many thin ones. Output ONLY the HTML fragment — no /, no markdown code fences. We need to parse the posting. First part: "At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at—all from Day One." That's generic intro, maybe "About the role" or "About U.S. Bank"? The instruction says use headings like About the role, Responsibilities, Requirements, Qualifications, Skills, Benefits, Pay, Schedule. So we can have an "About the role" section with that intro. Then "Job Description Relationship Bankers build relationships with customers, engaging them via multiple channels including in-person, by appointment, and virtually to provide the best possible counsel while adapting a digital first mindset. Strong client relationships are based on trust, assessing and attending to customers’ banking needs, obtaining and processing customer and account information, demonstrating and educating clients on available deposit and loan products and services, and recommending solutions based on each customer’s unique goals and needs. Builds and fosters relationships with clients through proactive outreach and follow up, asking questions and learning about their financial needs, and banking channel preferences. Identifies solutions for new and existing clients based on their needs by effectively engaging and communicating with clients. Maintains a working knowledge of consumer and business banking products and services including digital products and services. Provides a consistent optimal client experience, including greeting clients and processing basic transactions. Develops collaborative partnerships with branch team members and partners to best serve clients. Opens new consumer and business accounts, completes service requests and submits credit applications. Proactively educates clients on emerging and self-service digital products and services to assist with meeting their financial needs. Leverages available resources and technologies to optimize the client experience and serve our clients with operational excellence and accuracy." That's responsibilities/duties. Could be "Responsibilities" section. Then: "This position requires National Mortgage Licensing System (NMLS) registration under the terms of the S.A.F.E. Act of 2008 and Regulation Z. You will be subject to the required registration process, which includes a criminal background and credit check. Failure to meet or maintain any of the NMLS registration requirements, including maintaining a satisfactory criminal and credit record, may result in a rescission of your offer or termination of employment." That's a requirement (maybe "Requirements"). Then: "Basic Qualifications High school diploma or equivalent Typically has less than four years of job-related, retail banking experience or a combination of experience and commensurate training" That's qualifications. Then: "Preferred Skills/Experience Proven ability to build and foster relationships with clients through proactive outreach and follow up Ability to effectively engage and communicate with clients Thorough knowledge of applicable bank and branch policies, procedures and support systems Proven customer service and interpersonal skills Experience with using and demonstrating digital products and self-service technologies Ability to explore and identify a customer’s true needs while leveraging a digital first mindset Demonstrated basic level of proficiency in making appropriate recommendations that meet customer’s needs both reactively and proactively Experience in the financial services industry preferred" That's skills. Then: "Location expectations This role requires working from a U.S. Bank location for all scheduled work days. #BranchWest" That's schedule/location. Could be "Schedule" maybe. Then: "If there’s anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants." That's boilerplate (accommodations) maybe we can drop as it's application instructions? It's not exactly application instructions but it's about accommodations; could be considered EEO? Might be okay to drop as it's not substantive about role. Then: "Benefits: Our approach to benefits and total rewards considers our team members’ whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following: Healthcare (medical, dental, vision)Basic term and optional term life insuranceShort-term and long-term disabilityPregnancy disability and parental leave401(k) and employer-funded retirement planPaid vacation (from two to five weeks depending on salary grade and tenure)Up to 11 paid holiday opportunitiesAdoption assistanceSick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law Review our full benefits available by employment status here." That's benefits. Then: "U.S. Bank is an equal opportunity employer..." that's EEO boilerplate, drop. Then: "E-Verify U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program..." drop. Then: "The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $20.00 - 23.00" That's pay info. So we need a Pay section. Then: "U.S. Bank will consider qualified applicants with arrest or conviction records for employment. U.S. Bank conducts background checks consistent with applicable local laws, including the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act as well as the San Francisco Fair Chance Ordinance. U.S. Bank is subject to, and conducts background checks consistent with the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA). In addition, certain positions may also be subject to the requirements of FINRA, NMLS registration, Reg Z, Reg G, OFAC, the NFA, the FCPA, the Bank Secrecy Act, the SAFE Act, and/or federal guidelines applicable to an agreement, such as those related to ethics, safety, or operational procedures. Applicants must be able to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies. Posting may be closed earlier due to high volume of applicants." That's boilerplate/legal, drop. Thus we have sections: About the role (intro), Responsibilities (job description), Requirements (NMLS registration etc), Qualifications (basic qualifications), Skills (preferred skills/experience), Benefits, Pay. Possibly Schedule (location expectations). The location expectations says "This role requires working from a U.S. Bank location for all scheduled work days." That's schedule info. Could be a Schedule section. We need to avoid filler like "commensurate with experience" etc. In Basic Qualifications we have "Typically has less than four years of job-related, retail banking experience or a combination of experience and commensurate training". The phrase "commensurate training" maybe considered filler? It's part of the qualification; we should keep it as it's substantive? The instruction says never emit a heading followed by filler/placeholder text (e.g. "commensurate with experience", "not specified", "N/A", "varies", "TBD") and never create Pay/Schedule/Benefits sections unless the posting actually states them. It doesn't say to remove the phrase inside content; just not to create a section if it's only filler. So we can keep the sentence. We need to use

    for section headings. Use
    • for any list of duties/requirements/benefits, and

      for prose. Thus we need to decide which content is list vs prose. Responsibilities: many sentences describing duties; could be a

      • each duty. But we could also put as

        prose. The instruction: Use

        • for any list of duties/requirements/benefits, and

          for prose. So if we have a list, we should use

          • . The responsibilities are a series of duties; we can treat as list items. Similarly Requirements: NMLS registration etc could be list. Qualifications: maybe list. Skills: list. Benefits: list. Pay: maybe just a

            with the range. Schedule: maybe

            . We need to preserve all substantive information; do not invent or summarize away detail. Thus we need to extract each bullet. Let's list responsibilities items: - Build relationships with customers, engaging them via multiple channels including in-person, by appointment, and virtually to provide the best possible counsel while adapting a digital first mindset. - Strong client relationships are based on trust, assessing and attending to customers’ banking needs, obtaining and processing customer and account information, demonstrating and educating clients on available deposit and loan products and services, and recommending solutions based on each customer’s unique goals and needs. - Builds and fosters relationships with clients through proactive outreach and follow up, asking questions and learning about their financial needs, and banking channel preferences. - Identifies solutions for new and existing clients based on their needs by effectively engaging and communicating with clients. - Maintains a working knowledge of consumer and business banking products and services including digital products and services. - Provides a consistent optimal client experience, including greeting clients and processing basic transactions. - Develops collaborative partnerships with branch team members and partners to best serve clients. - Opens new consumer and business accounts, completes service requests and submits credit applications. - Proactively educates clients on emerging and self-service digital products and services to assist with meeting their financial needs. - Leverages available resources and technologies to optimize the client experience and serve our clients with operational excellence and accuracy. That's 10 items. Requirements items: - Requires National Mortgage Licensing System (NMLS) registration under the terms of the S.A.F.E. Act of 2008 and Regulation Z. - Subject to the required registration process, which includes a criminal background and credit check. - Failure to meet or maintain any of the NMLS registration requirements, including maintaining a satisfactory criminal and credit record, may result in a rescission of your offer or termination of employment. Qualifications items: - High school diploma or equivalent. - Typically has less than four years of job-related, retail banking experience or a combination of experience and commensurate training. Skills items (Preferred Skills/Experience): - Proven ability to build and foster relationships with clients through proactive outreach and follow up. - Ability to effectively engage and communicate with clients. - Thorough knowledge of applicable bank and branch policies, procedures and support systems. - Proven customer service and interpersonal skills. - Experience with using and demonstrating digital products and self-service technologies. - Ability to explore and identify a customer’s true needs while leveraging a digital first mindset. - Demonstrated basic level of proficiency in making appropriate recommendations that

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