Regional Retail Lending Specialist (Cattaraugus County) Location TBD

Responsibilities

• Prepare mortgage loan and supporting documents, soliciting new business from present and prospective customers.
• Maintain ongoing business relationships with present customers in order to take advantage of additional cross-selling opportunities.
• Make outside business development calls on present and prospective customers; and support small business lending goals.
• Provide training and support, for residential mortgages, home equity, small business lending and retail lending for area branches.
• Provide direct service to customers of the bank with respect to loans and approves or rejects loan applications within individual lending authority.
• Comply with established operating policies and procedures in order to maintain adequate controls and to support the bank's adherence to outside regulatory requirements.
• Communicate with management and staff personnel in order to integrate goals and activities.
• Respond to inquiries relating to own particular area, or to requests from other bank personnel, customers, etc.; within given time frames and within established policy.
• Maintain appropriate records and provide assigned reports.
• Perform other duties as assigned or directed
• Actively participate in the community in a manner that reflects favorably on the bank.
• Maintain proficient knowledge of, and demonstrate ongoing compliance with all laws and regulations applicable to this position, ensure ongoing adherence to pertinent policies, procedures, and internal controls, and meet all job-specific training requirements in a timely fashion
• As an integral member of the assigned branch office, this position is responsible to assist the branch, as well as the bank, in achieving their annual goals.

Qualifications

• Associates Degree in Finance or Business or equivalent training preferred.
• Specialized banking and lending education/training.
• Valid Driver License.